Surprise Homes with Conventional New Financing

Surprise Homes with Conventional New Financing

Welcome to Surprise, a vibrant city located in Maricopa County, Arizona. Known for its friendly community, beautiful parks, and stunning desert landscapes, Surprise offers a high quality of life for its residents.

If you are considering buying a home in Surprise, you'll be pleased to know that there are plenty of options available with Conventional New Financing. Whether you are a first-time homebuyer or looking to upgrade to your dream home, Surprise has a variety of properties to suit every need and budget.

Surprise is a family-friendly city with top-rated schools, safe neighborhoods, and a strong sense of community. With a range of amenities including shopping centers, restaurants, and recreational facilities, living in Surprise provides a perfect balance of urban convenience and suburban tranquility.

The real estate market in Surprise is dynamic, with a mix of modern developments and established neighborhoods. From cozy townhouses to spacious single-family homes, there is something for everyone in Surprise. With the option of Conventional New Financing, owning a home in this charming city has never been more achievable.

Whether you are looking to buy your first home, upgrade to a larger property, or invest in real estate, Surprise offers a diverse range of housing options to meet your needs. Come and discover the beauty and warmth of Surprise, Arizona, and find your perfect home in this welcoming city.

Newest Surprise Homes with Conventional New Financing

$620,000
3 Beds ⋅ 2 Baths ⋅ 7079434 MLS ⋅ 1,658 SqFt.
UNBEATABLE VALUE FOR HORSE LOVERS! The ONLY horse property in Surprise with these premium amenities at this price point. Located on 1.1 acres in unincorporated Surprise with NO HOA, enjoy total freedom just one block from State Trust Land for endless riding! Built in 2021, this pristine, 1-owner 3-bed, 2-bath home is light, airy, and beautifully maintained. Over $180K in elite horse infrastructure is fully secured by oil-pipe no-climb fencing. Features: 4 covered stalls (two 15x15 & two 15x30), a fully enclosed arena with a 15ft gate, enclosed tack room, horse wash rack, 2 hitching posts, dual 10ft RV gates, and a 10ft cowboy porch. Unmatched luxury value and a highly functional equestrian setup close to city amenities. View this premium property today!

32320 N 170th Avenue, Surprise
$472,000
3 Beds ⋅ 3 Baths ⋅ 7079420 MLS ⋅ 2,387 SqFt.
Fall in love with this charming 2-story home with a POOL in Litchfield Manor! This 3-bed, 2-bath + powder room home features new interior paint, new downstairs laminate flooring, a new AC system (2021, Parker and Sons), and a new water heater (2022), plus low-care desert landscaping and a 2-car extended garage with built-in cabinets. Inside, vaulted ceilings and natural light highlight wood-look floors, slate-style tile, and plush carpet throughout. The family room flows into the eat-in kitchen with wood cabinetry, granite counters, built-in appliances, stone-tile backsplash, and a breakfast bar. The primary bedroom offers a private bath with tiled shower and walk-in closet, while a versatile loft and open den provide flex space for a home office. Welcome home to Litchfield Manor. The backyard oasis is complete with a covered patio, separate paver seating area, built-in BBQ, storage shed, and a sparkling pool w/Baja shelf, ideal for relaxing or entertaining. Enjoy a community playground & biking/walking paths, plus convenient access to Surprise Stadium, Bell Rd shopping & dining, Prasada-area amenities, and Loop 303. Don't miss this gem!

13784 W Country Gables Drive, Surprise
$369,000
3 Beds ⋅ 2 Baths ⋅ 7079295 MLS ⋅ 1,323 SqFt.
Looking for a new home? This charming single-level residence in Homestead at Marley Park is the one! Offering 3 beds, 2 baths, 2-car garage, & a low-care landscape. Enter to find a seamlessly flowing open layout, making entertaining a bliss! A neutral palette, high ceilings, tile flooring in common areas, and soft carpet in bedrooms are some features worth mentioning. The impressive kitchen boasts granite counters, tile backsplash, a pantry, recessed & pendant lights, wood cabinetry w/crown molding, an island w/breakfast bar, and SS appliances w/cooktop gas. The primary bedroom has an ensuite with dual sinks & a walk-in closet. Check out the backyard, ideal for relaxation or enjoying BBQ! A covered patio, artificial turf, well-laid pavers, & storage shed complete the picture. Welcome home!

13278 N 144th Drive, Surprise
$542,915
4 Beds ⋅ 3 Baths ⋅ 7079277 MLS ⋅ 2,359 SqFt.
This award-winning floor plan has 4 spacious bedrooms, 3 bathrooms, a den, & a 3-car garage. With 8' interior doors and 9' ceilings you feel the luxury when you walk through the front door. From the highly upgraded kitchen with quartz countertops to the beautiful brown cabinets with a 3'' crown molding and soft close doors. Matte black hardware to add that perfect finish to your cabinets. Enjoy cooking on your upgraded GE gas stainless steel oven and prepping your meal on your large kitchen island. You also have easy access to your large backyard with an 8' double gate on a 7,500 sq. ft. lot. This is a natural gas community with a tankless hot water heater. We are also Energy Star Certified! This home will be ready for move in January 2027.

15244 W Gray Fox Trail, Surprise
$485,000
2 Beds ⋅ 2 Baths ⋅ 7079274 MLS ⋅ 2,170 SqFt.
Fall in love with this charming Stonecrest model in the active 55+ Sun City Grand community! Beautifully manicured landscaping welcomes you to this inviting home with a 2 car garage with built in cabinets. Inside you'll find vaulted ceilings, tile flooring, cozy living spaces, and a family room with fireplace and media niche. The eat in kitchen features wood cabinetry, granite counters, stainless steel appliances, recessed lighting, and a breakfast bar. A dedicated office offers built in cabinetry. The spacious primary suite includes dual sinks, tiled shower, and a walk in closet. Enjoy the pergola covered patio and private backyard. Partial roof replacement completed in 2021 and HVAC replaced within the last five years. Move in ready!

15708 W Clear Canyon Drive, Surprise
$445,000
4 Beds ⋅ 2 Baths ⋅ 7079269 MLS ⋅ 1,902 SqFt.
Welcome to this inviting single-story home in Zanjero Trails featuring 4 bedrooms, 2 baths and an open-concept layout designed for easy living. The kitchen shines with white cabinetry, granite countertops, stainless steel appliances, gas cooktop and a large island overlooking the living and dining areas. The primary suite offers a walk-in closet and dual vanity, while three additional bedrooms provide flexible space. Enjoy tile flooring throughout, plantation shutters, a covered patio, gazebo, fenced backyard and attached 2-car garage. Highly upgraded at the build stage through the design center! TESLA Battery! Solar! Click the Virtual Tour link to view the 3D walkthrough. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home. Solar will be paid off by the seller at close. Tesla Battery and all the benefits to convey!

18831 W Christy Drive, Surprise
$398,500
2 Beds ⋅ 2 Baths ⋅ 7079190 MLS ⋅ 1,472 SqFt.
Welcome to this beautifully updated and spacious Mariposa model, featuring a desirable open floor plan with split bedrooms for added privacy. Gorgeous tile flooring flows throughout the home, complemented by large windows that fill the space with natural light and a neutral color palette that is both inviting and versatile. The well-appointed kitchen features maple cabinetry with crown molding, granite countertops, a stylish backsplash, stainless steel appliances, and a convenient pantry. The spacious primary suite offers a charming bay window and a beautifully updated en-suite bath with dual sinks, a glass step-in shower, and a generous walk-in closet. Step outside to enjoy the low-maintenance backyard, complete with a large covered patio and attractive paver accents--perfect for relaxing or entertaining. Added bonus, new roof underlayment 12/2025 with a 30 year guarantee. Located in The Grand, a 45+ resort-style active adult community offering an exceptional array of amenities, including four golf courses, pickleball, bocce ball, three pools including an indoor lap pool, a two-story fitness center, a 1/4-mile padded walking path, numerous clubs and activities, and miles of scenic walking paths. The HOA also maintains exterior landscaping and provides pest control, making low-maintenance living even easier. For a guest packet and additional community information, visit the clubhouse at 19726 N Remington, Surprise, AZ.

16118 W Starlight Drive, Surprise
$1,150,000
3 Beds ⋅ 3 Baths ⋅ 7079160 MLS ⋅ 2,990 SqFt.
Amazing Custom Home on 2.3 acres - Custom Iron/Glass front door enters into great room with soaring high volumn flat ceilings and coved ceilings - Large beverage bar with lots of cabinets and beverage refrigerator - Open kitchen with breakfast bar, professional grade stainless steel appliances including built it large GE Monogram refrigerator, double ovens and veggie sink - Freshly painted on most of interior - Split bedroom floorplan - Master suite has high volumn coved ceilings - double fireplace from master bedroom to master bathroom - Master bathroom has jacuzzi bathtub, large walk in shower with steam system - Double sinks - large walk in closet with custom closet shelves and drawers - 2 bedrooms on opposite side with jack and jill bathroom and additional bedroom which is currently used as office with built in desk and cabinets and a closet - Aditional room off the entry which was used as storage for Christmas tree and decorations. Extra large covered patio with built in BBQ and cabinets - Stairway up to deck for great views - Seperate storage under stairs - Pool resurfaced with glass bead in 2019 Extra large gorgeous diving pool - 4 car garage with extended height and length.

15782 W Morning Vista Lane, Surprise
$579,900
4 Beds ⋅ 4 Baths ⋅ 7079157 MLS ⋅ 2,857 SqFt.
BRAND NEW with FULLY ASSUMABLE mortgage! Welcome home to the Darius, a thoughtfully designed ranch-style floor plan featuring soaring 10-foot ceilings and 9-foot doors throughout. The private primary suite offers a spacious walk-in closet and a luxurious bath with a soaking tub and separate shower. A rare second primary suite with its own adjoining living area provides the perfect setup for multi-generational living, long-term guests, or extended family. Enjoy a dedicated study, expansive great room, and seamless access to the covered patio for effortless indoor-outdoor living. The chef-inspired kitchen showcases a large center island, walk-in pantry, dining nook, and gourmet stainless steel appliances.

17633 W Running Deer Trail, Surprise
$599,000
3 Beds ⋅ 3 Baths ⋅ 7079150 MLS ⋅ 2,617 SqFt.
Sometimes you walk into a home and immediately kno it's the one and this is one of those homes! Set on a desirable corner lot with FULLY OWNED SOLAR, this 2023 Marley Park showstopper delivers undeniable wow factor and designer touches at every turn. Offering approximately 2,617 square feet, 3 bedrooms, 2.5 baths, a large den/flex room, and a 3-car tandem garage, the split floor plan beautifully balances connection and privacy. Inside, 10-foot ceilings, abundant storage, timeless finishes, and striking chevron-patterned wood-look tile create an unforgettable first impression. The open-concept kitchen and great room center around an oversized island, while an expansive multi-panel sliding glass door creates a seamless connection to the outdoors. Imagine enjoying your morning coffee beside the beautiful water feature, afternoons in the garden, and evenings gathered around the fire pit. The luxurious, professionally designed backyard features an oversized covered patio, outdoor kitchen, extensive pavers, pergola, decorative trellises, multiple garden beds, a side garden, and an elevated sunning area. Enjoy all of this near Marley Park's community amenities, area schools, shopping, dining, and more. This isn't simply a beautiful home, it's a lifestyle waiting to be enjoyed.

14552 W Voltaire Street, Surprise
$355,000
2 Beds ⋅ 2 Baths ⋅ 7079129 MLS ⋅ 1,546 SqFt.
Live the Grand Life! Ideally located in the heart of The Grand active adult community, this beautifully maintained home offers an inviting open floor plan, freshly painted interior & a light, bright kitchen featuring a large island--perfect for gathering and entertaining. Enjoy Arizona outdoor living with a charming front courtyard, extended back patio, lush landscaping + a Kool deck coating on the driveway & sidewalk. The extended garage features convenient storage cabinets, while a vacation mailbox offers peace of mind while traveling. Enjoy The Grand's amenities, including golf, tennis, pickleball, bocce, woodshop, baseball, 2 fitness centers, 4 pools--including an indoor pool--and 3 restaurants, all w/gorgeous mountain views. This is the lifestyle you've been waiting for!

16236 W Scarlet Canyon Drive, Surprise
$822,000
3 Beds ⋅ 3 Baths ⋅ 7079011 MLS ⋅ 2,810 SqFt.
An exceptional Hampton where thoughtful design options and extensive upgrades come together beautifully from the second you enter the custom french iron front doors. This sophisticated 3 bedroom home features a desirable split floor plan. The flooring is high end tile with carpet in bedrooms and living spaces. Beautifully chosen finishes create an elegant yet comfortable setting, with generous living spaces.The spacious kitchen has new appliances, including a new Insinkerator disposal, Café microwave/convection oven and a wall oven, installed June 2026, granite countertops, a Bosch dishwasher installed in January 2026, a reverse osmosis system, plenty of cabinet and counter space and under-cabinet lighting. The primary retreat has French doors providing direct access to the inviting outdoor space. Plantation shutters offer style and function. The bath features his & hers vanities, a large walk-in tiled shower, a walk-in closet w/ custom built ins. One guest bedroom was expanded, offering plenty of room for visitors and can double as an office or hobby room. The closet was expanded as a walk-in for added storage. Also featured is a guest suite with a walk-in closet, a bathroom with a tile topped vanity and a walk-in tiled shower, offering your guests plenty of privacy. The 3rd bathroom is conveniently situated in the hallway for easy access. It also has a tiled top vanity and a tub/shower combo. The oversized 3-car garage, extended in length, offers plenty of room for cars, golf cart, storage and flexibility. The impressive list of improvements continues well beyond the interior. Outside, the home becomes a private resort. A 1680 s.f. patio with cool deck surface, expanded in all directions is partially hard covered (640 s.f.), with 36' Eclipse power awnings for additional shade and year round enjoyment. This outdoor living area includes a heated, salt water pool and spa with newer heater (2024), a decorative water feature, complemented by a natural gas fire pit and a built-in gas grill. Great for entertaining and enjoying the Arizona living. This home energy efficient home sits on a Post-Tension slab, with 2x6 framing, blown in Bib insulation at air conditioned walls, batt insulation in garage walls, thermal break window frames, radiant barrier roof sheathing. Major enhancements include two 4 ton Trane 16 seer HVAC systems (2024), new roof underlayment and flat roof improvements (2025), 50 gallon water heater (2024), whole house water softener, exterior paint (2024), PVC sprinkler system (2021), Kidde smoke and CO detectors (2026) and more -- this is the kind of move in ready ownership buyers appreciate. (See features list in documents tab).

16397 W Glacier Court, Surprise
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