Surprise Homes with Conventional New Financing

Surprise Homes with Conventional New Financing

Welcome to Surprise, a vibrant city located in Maricopa County, Arizona. Known for its friendly community, beautiful parks, and stunning desert landscapes, Surprise offers a high quality of life for its residents.

If you are considering buying a home in Surprise, you'll be pleased to know that there are plenty of options available with Conventional New Financing. Whether you are a first-time homebuyer or looking to upgrade to your dream home, Surprise has a variety of properties to suit every need and budget.

Surprise is a family-friendly city with top-rated schools, safe neighborhoods, and a strong sense of community. With a range of amenities including shopping centers, restaurants, and recreational facilities, living in Surprise provides a perfect balance of urban convenience and suburban tranquility.

The real estate market in Surprise is dynamic, with a mix of modern developments and established neighborhoods. From cozy townhouses to spacious single-family homes, there is something for everyone in Surprise. With the option of Conventional New Financing, owning a home in this charming city has never been more achievable.

Whether you are looking to buy your first home, upgrade to a larger property, or invest in real estate, Surprise offers a diverse range of housing options to meet your needs. Come and discover the beauty and warmth of Surprise, Arizona, and find your perfect home in this welcoming city.

Newest Surprise Homes with Conventional New Financing

$609,000
4 Beds ⋅ 3 Baths ⋅ 7079635 MLS ⋅ 2,647 SqFt.
INVESTORS or OWNER OCCUPIED, This beautiful 4 bed/3 bath, 3 car garage 2026-built home with an attached NexGen CASITA in the master-planned Community of Windstone Ranch is the one! Owner has recently received an approved ZONING verification for an ASSISTED LIVING HOME from the City of Surprise. The interior exudes refined style with high ceilings, abundant natural light, recessed lighting, and wood-look tile flooring t/out. Designed for everyday living, the seamlessly flowing open layout is sure to impress! The spotless kitchen has SS appliances, quartz counters, a walk-in pantry, white shaker cabinets w/crown molding, and an island w/breakfast bar. Occupy the home as your residence or apply for permits for the ALH. The NexGen casita has it's own garage and separate entrance as well! Offering its own kitchen, living space, bedroom with a walk-in closet & stacked washer/dryer, and direct access to a single-bay garage. The backyard, with a covered patio & view fence, is the ideal spot to relax or enjoy a BBQ! With your creative ideas, you can make it a complete outdoor living space. No direct neighbors behind, as it backs onto a common area. Conveniently close to local entertainment, shopping, dining, and beautiful views of nearby regional parks. The community further enhances the lifestyle with fantastic on-site amenities, including a pool, playground, and basketball court for endless relaxation & recreation. Don't miss this opportunity!

15024 W Desert Hollow Drive, Surprise
$369,900
3 Beds ⋅ 2 Baths ⋅ 7079633 MLS ⋅ 1,640 SqFt.
Welcome home to this beautiful, move-in-ready single-family residence in the highly desirable West Point community! Boasting 3 spacious bedrooms, 2 bathrooms, and 1,640 sq ft of bright, open living space, this home is perfectly designed for both comfortable daily living and effortless entertaining. You'll love the seamless flow from the welcoming living areas into the kitchen, ideal for hosting family and friends. Step outside to a private, low-maintenance backyard situated on a generous 6,120 sq ft lot--your blank canvas for weekend BBQs or a quiet morning coffee under the desert sky.

13346 W Saguaro Lane, Surprise
$486,530
3 Beds ⋅ 2 Baths ⋅ 7079628 MLS ⋅ 1,782 SqFt.
new 3-bedroom, 2.bath, 1,782 sq. ft. home featuring a spacious great room floorplan with a 16' atrium sliding glass door opening to a large covered patio and generously sized backyard. The home showcases designer finishes throughout, including upgraded cabinetry, quartz countertops, a stylish tile backsplash, vinyl plank flooring, and matte black Moen fixtures, along with 8' interior doors, matte black hardware, and a mission-style stair rail. Additional features include 9' ceilings, two-tone paint, ceiling fans, window blinds, an EV charging outlet, Wi-Fi-enabled garage door opener, tankless water heater, and soft water loop. Exterior highlights include coach lighting, a paver driveway, and includes a front yard landscaping credit. Built for efficiency, the home is.. ENERGY STAR® C

15781 W Avenida Del Sol --, Surprise
$404,990
3 Beds ⋅ 2 Baths ⋅ 7079559 MLS ⋅ 1,580 SqFt.
On the hunt, look no further! This beautiful home with a gourmet kitchen, 3-bedroom, 2-bath home with a private study open to the great room floor plan featuring Burlap cabinetry, quartz countertops, stainless steel appliances, and a spacious island perfect for entertaining. The is a 2 car garage home with a bit of extra depth on one side and an 8' garage door! Ideally located in the heart of Surprise Close to shopping, dining, schools, and parks, this home blends comfort with convenience.

16976 W Buckhorn Trail, Surprise
$392,990
3 Beds ⋅ 2 Baths ⋅ 7079533 MLS ⋅ 1,435 SqFt.
On the hunt for a new home this year? Here's a wonderful home in the heart of Sunrise/Surprise that just released to the MLS. Very spacious Pima plan! This home features beautiful yet functional features. Opening up to an open concept layout. This home is perfect for those who are ready to unpack, hang a few pictures, and keep living life to its fullest! This popular floor plan includes beautifully thought out designer finishes, whole home air purification system, 3 bedrooms with 2 full bath! READY NOW ! Agent must accompany client on first visit to community.

16971 W Spur Drive, Surprise
$450,000
4 Beds ⋅ 3 Baths ⋅ 7079514 MLS ⋅ 2,334 SqFt.
Incredible two-story corner-lot home in Surprise offering exceptional style, comfort, and indoor-outdoor living! Beautiful grassy landscaping welcomes you to an inviting courtyard with a fireplace and built-in BBQ, perfect for entertaining. This spacious 4-bedroom, 2.5-bath home features a versatile den, stylish lighting, neutral finishes, and abundant natural light. The open kitchen boasts granite countertops, black appliances, a pantry, rich mahogany cabinetry with crown molding, and a large island with breakfast bar and sink. The bright primary suite offers private balcony access and a luxurious bath with dual vanities, soaking tub, step-in shower, and walk-in closet. The expansive side patio offers endless possibilities for your own private oasis. A must-see!

15439 W Dreyfus Street, Surprise
$449,900
2 Beds ⋅ 2 Baths ⋅ 7079513 MLS ⋅ 1,627 SqFt.
Fully Remodeled with Backyard Retreat is move ready where every detail has been thoughtfully updated. Luxury vinyl plank flooring flows throughout in a neutral gray tone that compliments any decor. The kitchen shines with brand new appliances and new Corian countertops, nice tile backsplash. The bathrooms have been fully remodeled with a fresh, modern feel. Enjoy new soft water system, AC and Hot water heater. A third room serves as an office with nice built in desks and storage, perfect for anyone who works from home. Outside, you can enjoy fresh exterior paint, great curb appeal, and the backyard is a true retreat, complete with a professionally installed water fountain, creating a peaceful outdoor escape. Don't miss this turnkey home offering style, function, and comfort in every

16334 W Desert Canyon Drive, Surprise
$359,900
3 Beds ⋅ 2 Baths ⋅ 7079494 MLS ⋅ 1,412 SqFt.
Welcome home to this beautifully updated 3-bedroom, 2-bathroom residence featuring a desirable split-bedroom floor plan, vaulted ceilings, and an abundance of natural light. The stunning kitchen showcases brand-new cabinetry, elegant quartz countertops, and a fresh, modern look that blends style with functionality. New carpet adds comfort throughout the living spaces. The primary suite offers updated dual sinks, a shower, and a relaxing soaking tub. Enjoy outdoor living under the covered patio, perfect for enjoying your morning coffee or unwinding at the end of the day. Conveniently located near shopping, dining, schools, and everyday amenities, this move-in-ready home is a must-see!

14936 N 133rd Drive, Surprise
$425,000
3 Beds ⋅ 2 Baths ⋅ 7079471 MLS ⋅ 1,679 SqFt.
Welcome to this well-maintained 3-bedroom, 2-bath single-family residence in Surprise, offering 1,679 sq ft of comfortable living space on a 6,779 sq ft lot. Built in 2001, this home features solar panels and an EV charger, offering modern, energy-efficient features for today's lifestyle. The functional floor plan provides comfortable living areas with plenty of space to make the home your own. Conveniently located just off the 303, this home provides easy access to shopping, dining, entertainment, major roadways, and everyday amenities. A great opportunity to own a home in a growing Surprise location with convenience, functionality, and energy-efficient features.

17626 N 168th Drive, Surprise
$620,000
3 Beds ⋅ 2 Baths ⋅ 7079434 MLS ⋅ 1,658 SqFt.
UNBEATABLE VALUE FOR HORSE LOVERS! The ONLY horse property in Surprise with these premium amenities at this price point. Located on 1.1 acres in unincorporated Surprise with NO HOA, enjoy total freedom just one block from State Trust Land for endless riding! Built in 2021, this pristine, 1-owner 3-bed, 2-bath home is light, airy, and beautifully maintained. Over $180K in elite horse infrastructure is fully secured by oil-pipe no-climb fencing. Features: 4 covered stalls (two 15x15 & two 15x30), a fully enclosed arena with a 15ft gate, enclosed tack room, horse wash rack, 2 hitching posts, dual 10ft RV gates, and a 10ft cowboy porch. Unmatched luxury value and a highly functional equestrian setup close to city amenities. View this premium property today!

32320 N 170th Avenue, Surprise
$472,000
3 Beds ⋅ 3 Baths ⋅ 7079420 MLS ⋅ 2,387 SqFt.
Fall in love w/ this charming 2-story home w/ Heated POOL in Litchfield Manor! This 3-bed, 2.5bath + Loft & Office home features new interior paint, new downstairs laminate flooring, a new AC system (2021), & a new water heater (2022), plus low-care desert landscaping & a 2-car extended garage w/ built-in cabinets. Inside, vaulted ceilings & natural light highlight wood-look floors, slate-style tile, & plush carpet throughout. The family room flows into the eat-in kitchen w/ granite counters, built-in appliances, Double oven, stone-tile backsplash, & a breakfast bar. The primary bedroom offers a private bath with tiled shower and walk-in closet, while a versatile loft and separate open den provide flex space for a home office or 4th bedroom. Welcome home to Litchfield Manor. The backyard oasis is complete with a covered patio, separate paver seating area, built-in BBQ, storage shed, and a sparkling pool w/Baja shelf, ideal for relaxing or entertaining. Enjoy a community playground & biking/walking paths, plus convenient access to Surprise Stadium, Bell Rd shopping & dining, Prasada-area amenities, and Loop 303. Don't miss this gem!

13784 W Country Gables Drive, Surprise
$1,495,000
3 Beds ⋅ 4 Baths ⋅ 7079359 MLS ⋅ 3,125 SqFt.
SHOW-STOPPER! Highly customized Del Webb Ironwood estate in Sun City Grand with spectacular views of the Desert Springs Golf Course (11th green & lake) & White Tank Mountains. This 3BR+Den, 3.5BA masterpiece, features a grand great room with a massive 24' glass door opening to a resort backyard. The interior boasts wood & travertine floors, vaulted ceilings, cherry cabinets & granite counters. Enjoy a separate formal dining room, game room, and new front windows (2026). A private guest CASITA was added in 2023! The outdoor oasis features a salt-water Pebble Tec pool, waterfall spa, and large outdoor kitchen with a U-shaped bar, pizza oven & grill. The luxurious master suite was completely remodeled in 2023 with an x-large accessible shower and retractable patio awning (2026). Loaded with premium upgrades: owned solar & solar pool (2019), garage storage addition & golf cart door (2018), and new security door (2025). Luxury Arizona living at its finest!

19630 N Cactus Lane, Surprise
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