Surprise Homes under $400,000

Welcome to Surprise, Arizona – a vibrant city that perfectly blends suburban tranquility with the excitement of urban living. Nestled in the heart of Maricopa County, Surprise is renowned for its warm climate, friendly community, and an abundance of recreational activities. With its impressive parks, golf courses, and sports complexes, residents enjoy an active lifestyle while basking in over 300 days of sunshine each year.

Surprise is not just about outdoor fun; it also boasts a rich tapestry of cultural experiences. From local art galleries to community events, there’s always something happening. The city is home to the Surprise Stadium, where baseball fans can catch spring training games, and the nearby West Valley Arts HQ offers a taste of the local arts scene.

For those looking to call Surprise home, the real estate market offers fantastic opportunities, especially for first-time buyers or those seeking a budget-friendly option. With homes available for under $400,000, you can find charming residences that fit your lifestyle without breaking the bank. These homes often feature modern amenities, spacious layouts, and are situated in friendly neighborhoods that foster a sense of community.

Whether you’re looking for a cozy single-family home or a low-maintenance townhouse, Surprise has something to suit your needs. With its affordable housing options and a welcoming atmosphere, it’s no wonder that so many are choosing to make Surprise their home. Discover the charm and convenience of this remarkable city, and start your journey to homeownership today!

Newest Surprise Homes under $400,000

$359,000

2 Beds ⋅ 2 Baths ⋅ 7088960 MLS ⋅ 1,278 SqFt.

Beautiful Kiva in ideal location, partial view of desert springs #10, near village center, Angela's kitchen, Adobe Spa & Rec Center. Recent upgrades include new built-in gas BBQ 10/26, HVAC, garage door 2026, hot water heater 2024, PVC irrigation system 2022, LG clothes washer 2021. The extended rear patio is ideal for entertaining family & friends.

19782 N Wind Rose Way, Surprise

$375,000

4 Beds ⋅ 3 Baths ⋅ 7088640 MLS ⋅ 2,388 SqFt.

Freshly remodeled and move-in ready home in popular Surprise Farms! This spacious 4-bedroom, 3-bath home offers nearly 2,400 sq ft plus a huge loft that makes a perfect second family room, game room or home office. Recent updates include newer flooring throughout, fresh interior paint, new ceiling fans, blinds, fixtures & lighting. The large island kitchen features nice cabinetry, plenty of counter space, ss refrigerator & a walk-in pantry. Enjoy a generous primary suite with separate tub and shower plus a walk-in closet. Experience beautiful AZ evenings under covered patio in your private backyard with low-maintenance landscaping. Surprise Farms is a terrific community close to parks, schools, shopping, restaurants & entertainment. This home offers outstanding space & value- MUST SEE!

16651 N 175th Drive, Surprise

14575 W Mountain View Boulevard Unit 11119, Surprise

$240,000

2 Beds ⋅ 2 Baths ⋅ 7088557 MLS ⋅ 1,289 SqFt.

Enjoy refined resort living in this elevated ground-floor Park Place residence, ideally located just steps from the clubhouse, pool, and BBQ area. Designed for effortless entertaining and privacy, this 2-bedroom, 2-bath home features a split floor plan, sleek Pergo-style flooring, and an open kitchen finished with stainless steel appliances, granite countertops, and maple cabinetry. A private patio entrance provides convenient, direct access to your reserved parking spot, while the secure gated community offers top-tier amenities including a heated pool and spa, fitness center, theater room, business center, walking trails, and bocce ball courts.

14575 W Mountain View Boulevard Unit 11119, Surprise

$381,990

3 Beds ⋅ 3 Baths ⋅ 7088471 MLS ⋅ 1,744 SqFt.

Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender to be used toward closing costs, pre-paids, rate buy downs, &/or price adjustments. This Silverton offers 3 bedrooms, 2.5 baths, and a loft with an open, thoughtfully designed layout. The Chef's Kitchen features a gas cooktop, stainless steel microwave and convection oven, classic Shaker white cabinetry, granite countertops, and a refrigerator. Washer, dryer, and window blinds included. Enjoy a cozy rear yard and 2-car garage. Estimated completion December 2026. The new clubhouse features 2 pools, fitness center, pickleball courts, basketball court, outdoor games, and more.

16441 W Chama Drive, Surprise

$299,900

3 Beds ⋅ 2 Baths ⋅ 7088388 MLS ⋅ 1,646 SqFt.

Freshly updated, move-in ready, and packed with features that are hard to find! This 3-bedroom, 2-bath home features new LVP flooring, carpet, interior paint, and HVAC, giving the home a fresh, modern feel throughout. The kitchen offers ample cabinetry, quartz countertops, tile backsplash, and stainless steel appliances. Step outside to a covered patio and refreshing diving pool--perfect for Arizona summer days. An RV gate, dedicated RV parking pad, and 30-amp RV electrical hookup provide plenty of flexibility for your toys and recreational vehicles. The detached Solid Block C 2-car garage offers additional parking and storage, while the spacious primary suite features a generous walk-in closet. Refreshed, functional, and ready for its next owner--this is one you won't want to miss List of Improvements: New flooring Interior paint Carpet HVAC

12839 W Lundberg Street, Surprise

$392,045

3 Beds ⋅ 3 Baths ⋅ 7088241 MLS ⋅ 1,737 SqFt.

Discover Your Dream Home in the Ridge Collection at North Copper Canyon. The impeccable Iris plan, a stunning three-bedroom home designed for modern living. Step inside to experience the spacious contemporary main-floor layout with soaring 9' ceilings that enhance the open feel. The heart of the home is the striking kitchen, complete with an inviting island and generous walk-in pantry, seamlessly overlooking the dining area and airy great room perfect for entertaining and everyday life. Your culinary adventures will be elevated with gorgeous granite slab countertops in the kitchen and baths, while elegant ceramic tile flooring adds sophistication throughout key areas. Step outside onto the covered patio to relax and discover the convenience of a mudroom for organization.

17422 W Villa Chula Lane, Surprise

$375,000

2 Beds ⋅ 2 Baths ⋅ 7088161 MLS ⋅ 1,500 SqFt.

Awesome Azalea sold TURNKEY. This 2 bedroom, 2 bath home with den features numerous upgrades including maple cabinets, Bosch dishwasher and a newer microwave (2023). Bay window in primary bedroom, ceiling fans throughout, plantation shutters, extended patio with premium patio roof, and a new garage door system (2023). Major improvements include windows (2012), water heater (2017), new flooring (2022), ROOF (2022), HVAC (2024) and exterior paint (2025). Private backyard. Ideal for seasonal living or as an excellent rental opportunity. Located in the highly sought-after community of The Grand which offers 65+ chartered clubs and interest groups, 22 pickleball courts, 11 tennis courts, 4 golf courses, 4 community pools, and so much more. A MUST SEE!

15027 W Home Run Drive, Surprise

$349,900

4 Beds ⋅ 3 Baths ⋅ 7088042 MLS ⋅ 1,898 SqFt.

MOVE-IN READY AND WAITING FOR YOU! This beautifully maintained two-story home features 4 bedrooms, 2.5 bathrooms, newer kitchen appliances, and stylish wood-look tile flooring. The spacious primary suite boasts a walk-in closet and dual sink vanity for added convenience. Enjoy indoor comfort with carpet in all the right places and outdoor living on the covered patio, perfect for Arizona evenings. Located near popular restaurants, shopping, and entertainment, this home combines comfort, convenience, and value in one exceptional package.

17322 N 185th Lane, Surprise

$375,999

3 Beds ⋅ 2 Baths ⋅ 7087996 MLS ⋅ 1,440 SqFt.

Don't miss this great opportunity. 3br/2b ranch property on 1.13 acre with 2 RV hookups. No HOA restrictions so enjoy your freedom! Lovely interior, with recently exterior/interior paint(2024), newer a/c (2024), newer tankless hot water heater(2024), newer laminate flooring(2024), brand new wi-fi refrigerator(2026), and new roof replacement(2021). Primary bedroom includes 2 closets, one which is a walk-in, private ensuite bathroom with oversized soaker tub and a separate shower along with dual sinks. Enjoy nature outside on your misted covered patio for dining or lounging. Patio is immense (16ftx48ft) with lighting, fan and misting for your outdoor comfort. Design your own backyard with finishing touches that you desire. Don't miss out on this non-restrictive expansive lot/upgraded home.

16608 W Gloria Lane W, Surprise

$359,900

3 Beds ⋅ 2 Baths ⋅ 7087953 MLS ⋅ 1,513 SqFt.

Built in 2023 and move-in ready, this single-story 3 bed, 2 bath home offers 1,510 SF of near-new living with modern finishes throughout. An 8-ft entry door opens to an open floor plan with 9-ft ceilings and Emser porcelain tile across the main living areas. The great room flows to an extended covered patio, perfect for relaxing or entertaining. The kitchen features Cosentino quartz countertops, 42-in upper cabinets, an undermount sink and Whirlpool stainless steel appliances. The primary suite offers a large walk-in closet and a bath with a dual-sink vanity and walk-in shower. Front landscaping on a timed irrigation system keeps curb appeal easy, and the open backyard is a blank canvas for your pool, garden or play space.

17812 W Oberlin Way, Surprise

$340,240

3 Beds ⋅ 2 Baths ⋅ 7087844 MLS ⋅ 1,177 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Heritage is a gated 55+ active adult community located in beautiful Surprise, AZ! Surrounded by mountain views, this community offers access to local shopping, dining, and recreational activities. Residents enjoy a vibrant lifestyle with resort-style amenities including a swimming pool, pickleball courts, putting course, fitness center, clubhouse, and more. This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 9x73 tile flooring, elegant quartz countertops, and modern maple latte cabinetry. A copy of the public report is available on the ADREs website. Photos are of model home.

24971 N 174th Drive, Surprise

$350,000

4 Beds ⋅ 2 Baths ⋅ 7087673 MLS ⋅ 1,654 SqFt.

Welcome to this beautiful Surprise home featuring a large lot and mature landscaping that creates a private, inviting outdoor setting. Enjoy plenty of room for entertaining, relaxing, gardening, or creating your own backyard retreat. Recent updates include roof and A/C, offering added peace of mind and comfort. This well-cared-for property combines valuable upgrades with generous outdoor space in a desirable Surprise location. A wonderful opportunity to own a home where thoughtful improvements and established landscaping come together.

16542 N Naegel Drive, Surprise

Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.