Surprise Homes with VA Loan New Financing

Surprise Homes with VA Loan New Financing

Welcome to Surprise, a vibrant city located in Maricopa County, Arizona. Known for its beautiful desert landscapes and family-friendly atmosphere, Surprise offers a perfect blend of small-town charm and modern amenities.

If you're considering buying a home in Surprise, you'll be delighted to know that many properties in the area are eligible for VA loans. This type of financing can be a great option for military service members, veterans, and their families looking to purchase a home with favorable terms and low or no down payment requirements.

Surprise boasts a variety of housing options, from cozy single-family homes to spacious condos and townhouses, ensuring there's something for everyone. Whether you're a first-time homebuyer or looking to upgrade to a larger space, Surprise has the perfect home for you.

Beyond its real estate offerings, Surprise has plenty to offer residents, including top-rated schools, shopping centers, dining options, and outdoor recreational activities. With easy access to major highways and a short drive to Phoenix, Surprise provides the ideal balance of tranquility and convenience.

If you're ready to make Surprise your new home, let us help you find the perfect property to suit your needs. Contact us today to learn more about homes with VA loan financing in this charming Arizona city.

Newest Surprise Homes with VA Loan New Financing

3 Beds ⋅ 3 Baths ⋅ 7058864 MLS ⋅ 2,004 SqFt.

17156 W Roseville Street, Surprise

3 Beds ⋅ 2 Baths ⋅ 7058848 MLS ⋅ 1,598 SqFt.

Your Search Ends Here! Gorgeously updated Single-Level home in sought after Mountain Vista Ranch neighborhood! This home has been graciously cared for and it shows. New Quartz countertops (2023), New LVP floors (2023), toilets replaced (2023), New AC fan and motor (2025), New Master Shower (2023), New Lighting (2023), Tesla Electric car plug installed! Home is conveniently located near Prasada Shopping Center, Costco, 303 Freeway, and some of the best schools in Surprise. Home features Open Concept and Split Floorplan, Grand Entrance, Turf backyard, and spacious bedrooms! Come take a look, this home will not disappoint!

15727 N 162nd Lane, Surprise

5 Beds ⋅ 3 Baths ⋅ 7058847 MLS ⋅ 2,416 SqFt.

Estimated Completion: Fall 2026. First floor primary suite! Front yard landscaping, fridge, washer & dryer included! Introducing the Keswick plan, a new addition to the exclusive staff-gated community, Sterling Grove. This home boasts a guest bedroom and full bathroom downstairs and 3 additional rooms upstairs with an ovesized loft. Situated in the heart of a resort-style community, residents enjoy world-class amenities including a championship golf course, vibrant clubhouse activities, sparkling pools, sport courts, a full-service spa, pickleball, and on-site dining featuring exceptional restaurants and bars.

11682 N Fredericksburg Street, Surprise

3 Beds ⋅ 3 Baths ⋅ 7058843 MLS ⋅ 1,344 SqFt.

GREAT DETATCHED SINGLE FAMILY/TOWN HOME STYLE. 3 BEDROOMS, 2.5 BATHROOMS, 2 CR GARAGE IN SURPRISE. LOSE TO SCHOOL, FREEWAY, LOTS OF SHOPS AND RESTAURANTS. PERFECT FOR FIRST HOME OR INVESTMENT. FRESHLY PAINED, NEW CARPET, IMMCULATED CLEAN , ALL APPLIANCES INCLUDED , HOUSE IS READY FOR NEW OWNERS.

17732 W Mandalay Lane, Surprise

3 Beds ⋅ 3 Baths ⋅ 7058839 MLS ⋅ 1,862 SqFt.

This stunning home seamlessly blends style and functionality with an open-concept floor plan, rich flooring, and sophisticated modern finishes throughout. The gourmet kitchen is thoughtfully designed for both everyday living and effortless entertaining, featuring stainless steel appliances, upgraded countertops, sleek cabinetry, and a designer tile backsplash. Spacious living and dining areas flow together beautifully, creating a warm, inviting atmosphere filled with natural light. Located within the exclusive gated community of Sterling Grove, residents enjoy an exceptional resort-style lifestyle with access to a championship golf course, sparkling resort pools, upscale dining, a full-service spa, state-of-the-art fitness center, tennis and pickleball courts, and an clubhouse.

17164 W Roseville Street, Surprise

2 Beds ⋅ 3 Baths ⋅ 7058838 MLS ⋅ 2,001 SqFt.

Experience luxury living in this highly coveted Potomac Spanish residence, located within the prestigious Sterling Grove Golf & Country Club community in Surprise, Arizona. Designed with an optimal split-bedroom layout for maximum privacy, this exceptional property features a bright, open-concept great room that flows effortlessly into a private home office. At the heart of the home is a chef-inspired gourmet kitchen, fully equipped with a gas cooktop, wall oven, built-in microwave, and premium cabinetry. A large quartz island serves as the perfect centerpiece, complemented by a stylish tile backsplash. Elegant window treatments and durable, high-end vinyl flooring run throughout the home's main living areas. The interior transitions seamlessly to a private outdoor oasis via... ...upgraded, multi-panel stacking glass doors. Outside, you can enjoy resort-style Arizona living with a pristine heated pool and spa, completely framed by the rare advantage of having no rear neighbors behind you. When it is time to unwind, the generous master suite offers a peaceful retreat, complete with a spa-like bathroom featuring dual sinks, a dedicated vanity station, a spacious walk-in shower, and an expansive walk-in closet. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Home your skills at the driving range, putting and chipping greens, or in the golf simulator. This neighborhood has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, and bike rides.

12075 N Luckenbach Street, Surprise

4 Beds ⋅ 2 Baths ⋅ 7058828 MLS ⋅ 1,841 SqFt.

. This professionally renovated 4-bedroom, 2-bath residence has too many upgrades to list . From the new roof, to the new water heater . The great room showcases high ceilings, new recessed lighting, expansive windows, with a lot of natural light and stylish new wood-look vinyl flooring throughout. The impeccable new kitchen comes with new quartz countertops with a matching backsplash, new white shaker cabinets adorned with crown moulding, new pendant lighting, new stainless steel appliances, and a new peninsula with a breakfast bar. The spacious main bedroom offers an ensuite with new dual sinks, raindrop shower, and walk-in closet. Venture outside to the backyard, boasting a covered patio and ample space to create your dream oasis. Make this gem yours!

13711 W Tara Lane, Surprise

2 Beds ⋅ 3 Baths ⋅ 7058813 MLS ⋅ 2,289 SqFt.

OWNED SOLAR. This exceptional property sits on a prime corner lot within the 55+ age-restricted section of Surprise, Arizona's prestigious Sterling Grove Golf & Country Club, offering scenic mountain vistas and direct views of the 10th tee box. Inside, the open-concept great room features vaulted ceilings, recessed lighting, and a dedicated office space, all beautifully styled with strategically placed tile and upgraded Berber carpeting in the bedrooms to create an ideal environment for entertaining. The gourmet kitchen is a chef's dream, fully equipped with a central island, elegant marble countertops, two-toned soft-close cabinetry in white and gray, a tiled backsplash, a walk-in pantry, and premium appliances including a gas cooktop, built-in... ... wall oven, microwave, and refrigerator. The main sleeping quarters are headlined by a spacious primary suite boasting a walk-in closet, recessed lighting, and a luxurious attached bathroom featuring dual vanities, marble counters, and a beautifully tiled walk-in shower. Overnight visitors will appreciate the generous guest ensuite, which includes its own private full bathroom with a traditional shower and tub combination. The backyard serves as a peaceful retreat where residents can unwind while watching golfers tee off against a backdrop of stunning mountain scenery. Additional premium upgrades add significant value to the property, including a Tesla vehicle charger, built-in garage storage (Gladiator brand) cabinets, a side service door, and a dedicated laundry room plumbed for a future sink. Best of all, buyers will enjoy immediate energy savings without the added debt, as the seller will fully pay off the existing solar panel system at closing. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Home your skills at the driving range, putting and chipping greens, or in the golf simulator. This neighborhood has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, and bike rides.

17376 W Wildwood Street, Surprise

3 Beds ⋅ 2 Baths ⋅ 7058736 MLS ⋅ 2,282 SqFt.

Lovingly maintained Stonecrest model showcasing exceptional pride of ownership in every room. This spacious home offers an inviting split floor plan with expansive living and dining areas, a generous great room with fireplace and custom built-ins, plantation shutters throughout, and a bright kitchen featuring abundant cabinetry, granite countertops, and an oversized breakfast bar perfect for gathering with family and friends. While thoughtfully preserved in its original style, the home has been meticulously cared for and offers the perfect opportunity to personalize over time. Step outside to an expansive covered patio designed for effortless entertaining and relaxing Arizona evenings. A wonderful opportunity to enjoy the lifestyle The Grand is known for. Some homes have been remodeled. Others have simply been treasured. This Stonecrest is one of those rare homes where years of meticulous care are evident from the moment you arrive. From the beautifully maintained desert landscape and welcoming front courtyard to the thoughtfully cared-for interior, this home reflects a level of pride of ownership that is becoming increasingly difficult to find. Every room tells the story of a home that has been lovingly enjoyed, carefully maintained, and respectfully preserved over the years. The highly desirable Stonecrest floor plan remains one of The Grand's most popular designs, offering generous living spaces that flow effortlessly from one room to the next. Whether entertaining a large gathering or enjoying a quiet evening at home, the layout provides the flexibility today's buyers appreciate. Natural light pours through expansive windows enhanced by plantation shutters, creating warm, inviting living spaces throughout the home. The spacious great room serves as the heart of the residence, featuring a handsome fireplace framed by custom built-in shelving, creating an inviting focal point for everyday living and holiday gatherings alike. The kitchen opens beautifully to the great room, making conversation easy while preparing meals or entertaining guests. Rich granite countertops provide generous workspace, abundant cabinetry offers excellent storage, and the oversized breakfast bar invites family and friends to gather comfortably while meals are prepared. The adjacent casual dining area enjoys views of the backyard and easy access to the covered patio. For more formal occasions, the separate living and dining rooms offer elegant spaces for holiday dinners, celebrations, or simply enjoying the flexibility of additional entertaining areas. The soaring ceilings and open sightlines enhance the spacious feeling throughout the home. The primary suite provides a peaceful retreat with generous proportions, abundant natural light, and a spacious ensuite bath designed for comfort and convenience. Guest accommodations offer privacy for visiting family and friends while maintaining the thoughtful split-bedroom design that has made the Stonecrest such an enduring favorite. Throughout the home, neutral finishes create a timeless backdrop ready for a new owner's personal style. Rather than following short-lived design trends, this residence has been exceptionally preserved, allowing its next owner the opportunity to move in immediately and update only if and when desired. Step outside and discover what may become your favorite room of the house. The expansive covered patio was clearly designed with Arizona living in mind. There is abundant space for outdoor dining, morning coffee, afternoon conversations, or entertaining friends during our beautiful desert evenings. Mature landscaping creates a peaceful setting while providing an inviting extension of the home's indoor living spaces. Homes like this are becoming increasingly rare--not because they feature the newest finishes, but because they reflect decades of conscientious ownership and exceptional care. The cleanliness, condition, and attention to detail found throughout this residence provide a wonderful foundation for its next chapter. Located within The Grand, one of Arizona's premier active adult communities, residents enjoy championship golf, resort-style amenities, fitness facilities, pickleball, tennis, swimming, restaurants, clubs, lifelong learning opportunities, and an active social calendar that has made The Grand one of the Valley's most sought-after destinations. This is more than a beautiful home. It is a home that has been cherished. For the next owner, it offers the opportunity to continue that legacy while creating memories of their own. I especially like these two lines because they're memorable without overselling: Some homes have been remodeled. Others have simply been treasured. and later... Homes like this are becoming increasingly rare--not because they feature the newest finishes, but because they reflect decades of conscientious ownership and exceptional care.

15912 W Clear Canyon Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7058692 MLS ⋅ 1,716 SqFt.

Immaculate, Move In Ready 3 BR, 2 BA home w/ POOL! This spacious 1,716 sf home boasts a freshly painted interior, tile flooring throughout & NEW Quartz counters! The eat in kitchen has center island breakfast bar & opens up to the family room, perfect for everyday living or entertaining! The formal living/dining room provides flexibility as it could easily serve as a formal sitting area, a home office or even a man cave! The owner's BR suite has walk in closet & private bath w/ tub/shower combo & built in linen cabinet. Relax in the low maintenance backyard w/ covered patio & sparkling clear pool to keep you cool on those hot summer days! Semi private lot w/ no neighbors behind you or to one side! Located in beautiful Mountain Vista Ranch, close to parks, schools, Prasada Mall & Loop 303

16554 N 162nd Lane, Surprise

4 Beds ⋅ 4 Baths ⋅ 7058649 MLS ⋅ 2,647 SqFt.

Welcome to this stunning new Estates Series home featuring our sought-after Elite Style Design Package with wide plank tile flooring in main living area and 42'' upper cabinets. This thoughtfully designed home features four beds, three full baths, and one-half bath, upgraded GE gas appliances, 10 ft ceilings, 8 ft interior doors and secondary bedroom with ensuite. Other guest bedrooms offer a convenient Jack-and-Jill bathroom, providing both functionality and privacy-perfect for family living or guests. The cherry on top is the 3-car tandem garage offering ample space for vehicles, storage, or hobbies. Don't miss the opportunity to make it yours!

22211 W Blackhawk Drive, Surprise

4 Beds ⋅ 4 Baths ⋅ 7058598 MLS ⋅ 2,758 SqFt.

Yes, this PRICE IS RIGHT! Beautifully designed home with 12' patio slider. The kitchen and living area are perfect for entertaining. This home features 42'' cabinets, 3'' crown molding, hardware, quartz counters, stylish backsplash, gas kitchen, upgraded GE appliances. Huge island, breakfast bar, single bowl sink. Butler's kitchen, big pantry, pendant lights too. Upgraded square sinks, 10' ceilings, 5'' baseboards, tankless water heater, smart home package. Primary suite has a flex room can be gym/office. Second flex room can be formal dining or office. Secondary bedroom with ensuite. Cabinets in laundry room. Three car tandem garage, garage service door, soft water loop pre-plumb, back patio is great for enjoying outdoor living. This Estates home can be yours!

22204 W Blackhawk Drive, Surprise

Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.