Phoenix Homes with Conventional New Financing

Phoenix, the capital city of Arizona, is a vibrant and thriving metropolis located in Maricopa County. Known for its warm weather, stunning desert landscapes, and a plethora of recreational activities, Phoenix offers a unique and diverse living experience.

For those looking to settle down in Phoenix, there is a wide range of homes available with conventional new financing. This means that prospective homebuyers can take advantage of traditional mortgage options to make their dream of homeownership a reality.

From cozy single-family homes in family-friendly neighborhoods to luxurious condos in bustling downtown areas, Phoenix has something to suit every taste and budget. The city is also home to various master-planned communities, offering residents access to amenities like golf courses, swimming pools, and walking trails.

Phoenix's real estate market has experienced steady growth in recent years, making it an attractive destination for both first-time buyers and seasoned investors. With a strong job market, affordable housing options, and a low cost of living compared to other major cities, Phoenix has become a hotspot for individuals and families looking to relocate.

In addition to its thriving real estate market, Phoenix boasts a rich cultural scene, with numerous art galleries, museums, and theaters. The city is also renowned for its sports culture, with professional teams like the Phoenix Suns and Arizona Cardinals calling it home.

Whether you're seeking a sunny retirement destination or a bustling urban lifestyle, Phoenix offers the perfect blend of natural beauty, modern amenities, and affordable housing options. With conventional new financing available, now is the time to explore the real estate opportunities in this vibrant city.

Newest Phoenix Homes with Conventional New Financing

$295,000

2 Beds ⋅ 2 Baths ⋅ 7079209 MLS ⋅ 1,176 SqFt.

You won't want to miss this one! Great ground floor corner unit in this cool Mid Century Modern Complex w/ lush grassy courtyard, mature trees and nice pool area. And one of only 2 units w/ large fenced in back patio! Fully updated throughout w/ wood tile flooring, dual pane windows and sliding door, updated bathrooms with brand new tub & surround in guest bath.Nice white kitchen w/ granite counters, peninsula, stainless appliances and pantry. Spacious living room w/ sliding doors to patio. Large ensuite primary bedroom w/ dual vanity in bathroom. Great fenced in back patio w/ pavers. Close to restaurants, shops, freeways and all that Central Phoenix has to offer!!

5550 N 12th Street Unit 8, Phoenix

$489,000

4 Beds ⋅ 2 Baths ⋅ 7079206 MLS ⋅ 1,967 SqFt.

Beautifully remodeled single-story POOL home in the gated Dobbins Creek community near South Mountain! This 4-bedroom, 2-bath home offers 1,967 sq. ft of stylish, move-in-ready living space. The remodeled kitchen features NEW double-stacked cabinetry, NEW center island, New quartz countertops, and updated lighting. NEW luxury vinyl flooring, NEW baseboards, remodeled bathrooms with quartz countertops, NEW sinks and faucets add modern appeal. Enjoy the private backyard featuring a sparkling pool with NEW plaster-perfect for relaxing and entertaining. The front yard has also been enhanced wit attractive pairs and an expanded driveway for additional parking. Conveniently located near South Mountain trails, shopping, dinning, and major roadways. This home is truly move-in ready and a must-see!

9014 S 10th Street, Phoenix

$430,000

3 Beds ⋅ 2 Baths ⋅ 7079205 MLS ⋅ 1,773 SqFt.

Beautiful home located in Central Phoenix close to the Melrose District. House was completely remodeled in 2017. Electrical panel, hot water heater and updated guest bath shower in 2020. Family room has Low E sliding glass doors providing a beautiful view of the backyard and multiple patios. Electronic dog door is a plus for pets. The exterior siding was painted in 2020. This home has an open floor plan that displays kitchen with stainless steel appliances, gas range, under-mount sink and tiled backsplashes. This home sits on a large lot with plenty of room for a backyard pool. This property is close to freeways, the Melrose District, downtown and within walking distance to restaurants.

1521 W Campbell Avenue, Phoenix

$285,000

2 Beds ⋅ 2 Baths ⋅ 7079203 MLS ⋅ 1,000 SqFt.

Next to the most desirable development in Phoenix, PVPHX. A short walk to everything you could need. This two bed two bath has a completely remodeled kitchen with new cabinets, quartz counters and stainless steel appliances. The location of this unit is at the back of the complex with an end unit and upstairs so you don't have to hear the latest dance routine upstairs. The two bedrooms have their own en suite bathrooms and they're split across the living and kitchen areas. The main living area has a nice tree lined covered balcony and extra storage. No carpeting here, easy care and clean surfaces. Both baths have granite counters. The parking for this unit is immediately across from it and much of the guest parking is in close proximity. Gated entry, heated pools and tennis courts.

4444 E Paradise Village Parkway N Unit 201, Phoenix

$899,000

4 Beds ⋅ 3 Baths ⋅ 7079197 MLS ⋅ 2,552 SqFt.

A quiet retreat in Desert Hills, where sweeping mountain views set the tone from the moment you arrive. A brand-new pool w/extended patio anchors the backyard, built for long summer days and star-filled nights. Inside, an open-concept layout keeps the home clean & bright. 4bed/3bath/2,552 square feet custom home set on a full acre. No HOA, room to breathe and live without restriction, plus a 3-car garage for the toys acreage life brings. Only two shares on the well keep water access simple and dependable. Beyond the pool, an in-home sauna offers quiet recovery, an established chicken coop brings the property to life, and a greenhouse invites a closer relationship with the land. Space, silence, and views define Desert Hills living at its most peaceful. Don't miss your chance on this home!

829 E Steinbeck Drive, Phoenix

$335,000

3 Beds ⋅ 2 Baths ⋅ 7079187 MLS ⋅ 1,630 SqFt.

Great opportunity on this spacious 3 Bedroom, 2 Bathroom, 2 car garage. Formal Living Room & Formal Dining Room. Lots of opportunity to make this the home of your dreams!

11401 N 30th Avenue, Phoenix

$825,000

4 Beds ⋅ 2 Baths ⋅ 7079186 MLS ⋅ 2,294 SqFt.

NEW INTERIOR PAINT, an entire KITCHEN REMODEL with sleek QUARTZ COUNTERS, clean-lined shaker cabinets, a modern tile backsplash, and stainless appliances. You'll also find NEW BATHROOMS completed in 2023 with the homeowner suite offering a custom WALK IN SHOWER with floor-to-ceiling tile work, soap inlet and DUAL SINKS. All this while also providing PRIVATE ACCESS TO THE BACKYARD great for a night cap by the pool without disturbing the rest of the house. The bold accent walls and playful tropical touches paired with the ICONIC ARCH EXTERIOR ARCHITECTURE, wood burning brick fireplace and SOARING VAULTED CEILINGS give the home personality you won't find in a cookie-cutter build. Step outside and the value keeps stacking up with TWO COVERED PATIOS and a GAZEBO for year round outdoor living. Admire your SPARKLING PRIVATE POOL framed by Mountain preserve views, then work on your short game on the 6-HOLE PUTTING GREEN, freshly finished with NEW TURF AND CURBING in 2024. Additional turf space to enjoy and gather under the GAZEBO LOUNGE while soaking up the sunset skies! With NEW PALMS AND SUCCULENTS IN 2024 and a NEW DRIP IRRIGATION INSTALLED for convenience, this presents a perfect garden opportunity in the ELEVATED GARDEN BEDS. Don't miss the ideal RV PARKING, BOAT PARKING OR TRAILER PARKING for the toys! And the STORAGE ROOM off the 2 CAR GARAGE! No HOA allows the flexibility we all love, yet the community is mature, well maintained and the sidewalks throughout make for lovely walks in the neighborhood while soaking up those MOUNTAIN VIEWS! Even walk directly from your door to HIKE THE PHOENIX MOUNTAIN PRESERVE! It's a rare combination: a home that's move-in ready today and built to perform as a vacation retreat or short-term rental tomorrow. Add in a LOCATION, just MINUTES from hiking trails, Top Golf courses, Whole Foods and Trader Joe's, and a lineup of Local Restaurant favorites, plus QUICK FREEWAY ACCESS putting Sky Harbor just 20 minutes away, and this one checks every box!

2331 E Sunnyside Drive, Phoenix

$138,000

1 Beds ⋅ 1 Baths ⋅ 7079181 MLS ⋅ 644 SqFt.

Charming 1 bedrorom 1 bath in the Casa Domani Condominium! Lonf term tenant in place on a month to month lease. Would like to saty if possible. New Hot water heater Owner /agent

6812 N 35th Avenue Unit A, Phoenix

$370,000

3 Beds ⋅ 2 Baths ⋅ 7079177 MLS ⋅ 1,322 SqFt.

This charming residence in the gated Town Square at Central Place North is the one! Offering 3 beds, 2 baths, & a 2-car garage. The inviting interior showcases tons of natural light, and tile flooring in common areas. You'll love the spacious living room paired with French doors that open to the back! The eat-in kitchen boasts white matching appliances, granite counters, a pantry, ample cabinetry, and a cozy dining space with a bay window. The large carpeted main bedroom includes a full bathroom for added comfort. Enjoy the tranquil backyard with a covered patio, mature shade tree, and a fire pit! Ideally located near shopping, dining, parks, and everyday conveniences, with easy access to major roadways for effortless commuting.

130 E Campo Bello Drive, Phoenix

$1,350,000

4 Beds ⋅ 6 Baths ⋅ 7079171 MLS ⋅ 2,784 SqFt.

Step into elevated Desert Hills living on this gated, 1+ acre estate where privacy, space, and refined design come together in a rare no-HOA setting. Wide-open Arizona views greet you immediately, setting the tone for a residence that feels like a private retreat in the Sonoran Desert. This semi-custom home offers the upgrades and scale today's buyers seek -- from its oversized 4-car garage and covered RV capacity to its heated pool and spa designed for year-round enjoyment. Beyond the remote-controlled entrance, the property unfolds with a sense of sophistication and openness. Thoughtfully oriented on a north-south axis, the home captures mountain outlines, soft morning light, and vivid desert sunsets, creating a backdrop that enhances both everyday living and outdoor entertaining. Inside, the gourmet kitchen serves as the centerpiece of the home, granite surfaces, a substantial island, and extensive cabinetry. The kitchen opens seamlessly to the great room and casual dining area, creating a welcoming environment for everyday living and entertaining. A separate formal dining room adds versatility and can be tailored as an office, den, or media lounge. The primary suite offers a serene retreat with a coffered ceiling, space for a sitting area, and direct access to the patio and pool. The spa-inspired bath features dual sinks, granite counters, a soaking tub, a walk-in shower, and an expansive closet. Three additional bedrooms are thoughtfully placed on the opposite wing of the home for enhanced privacy. The estate's outdoor amenities elevate the experience: an oversized 4-car garage measuring 40' x 26' with extra height, epoxied floors, and built-in cabinetry; a 50-amp RV outlet; and a new 10' x 10' TuffShed. The heated pool with water feature and elevated spa is complemented by a phone-controlled automation system. A full-property landscape drip system ensures effortless care in this completely enclosed block walled yard. For those who value recreation and open space, more than 700 acres of untouched State Trust Land lie directly across the street, offering immediate access to hiking, biking, horseback riding, and off-road exploration. Cave Creek Regional Park and the Desert Hills Trailhead are just minutes away, with Lake Pleasant and Bartlett Lake within easy reach. This Desert Hills property offers a rare combination of land, luxury, freedom and lifestyle -- an exceptional opportunity for buyers seeking space, privacy, and elevated living in one of the Valley's most desirable rural-residential communities. Book a tour today, this home is impeccable and you'll fall in love at first site. Select furnishings, artwork, and two Harley-Davidsons may be available for purchase outside of escrow through a private bill of sale. No personal property is included in the sale of the home.

36312 N 16th Street, Phoenix

$1,175,000

4 Beds ⋅ 4 Baths ⋅ 7079167 MLS ⋅ 2,880 SqFt.

Absolutely stunning home in exclusive subdivision of Desert Enclave at Sonoran Foothills! Desert Enclave offers expanded lot sizes compared to surrounding homes, and this property takes a step further with almost 1/2 acre lot! Home site backs to green belt and desert area, provides unobstructed views and privacy. Property features detached casita, built in outdoor bbq, pool, covered patio, misting system, 3 car garage and grass area for play, all with excellent unobstructed views to the west and north! Owner is related to listing agent.

1522 W Horsetail Trail, Phoenix

$799,000

3 Beds ⋅ 2 Baths ⋅ 7079153 MLS ⋅ 1,846 SqFt.

This is it! Prepare to be impressed by this thoughtfully designed townhome filled w/upgrades you're sure to love. Fabulous interior showcases new flooring, beautiful light fixtures, fresh paint, tall vaulted ceilings, & a formal dining room perfect for hosting memorable dinners & gatherings. Large living room graced w/abundant natural light features exposed ceiling beams, sliding glass doors to the back patio, & a cozy fireplace that adds warmth & character. Upscale kitchen offers built-in appliances, quartz counters, crisp white cabinets & cupboards, & tile backsplash. Discover a romantic main retreat highlighted by plantation shutters, direct outdoor access, a pristine ensuite, & a walk-in closet w/mirrored doors. Enjoy peaceful mornings under the covered patio. Don't miss out!

118 W Tam Oshanter Drive, Phoenix

Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.