Phoenix Homes with Cash to Loan New Financing

Welcome to Phoenix, Arizona – a vibrant city that perfectly blends urban sophistication with stunning natural beauty. Nestled in Maricopa County, Phoenix is renowned for its year-round sunshine, breathtaking desert landscapes, and a rich cultural tapestry that makes it a premier destination for families, retirees, and professionals alike. With a population exceeding 1.7 million, it’s the fifth-largest city in the United States, offering a wealth of amenities, from world-class dining and shopping to outdoor adventures and cultural experiences.

Phoenix boasts a diverse real estate market that caters to a variety of lifestyles. Whether you’re looking for a modern condo in the bustling downtown area or a spacious family home in one of the charming suburban neighborhoods, there’s something for everyone. With the current trend of homes available with cash-to-loan new financing, potential buyers can enjoy greater flexibility and accessibility. This financing option allows you to secure your dream home while leveraging cash reserves, making it an attractive choice for both first-time buyers and seasoned investors.

The city is also home to a thriving job market, with opportunities in technology, healthcare, and education, making it an ideal place to plant your roots. With its friendly communities, excellent schools, and a plethora of recreational activities, Phoenix is not just a place to live; it’s a place to thrive. Explore the possibilities and discover your perfect home in the heart of the Valley of the Sun!

Newest Phoenix Homes with Cash to Loan New Financing

$399,900

4 Beds ⋅ 2 Baths ⋅ 7100639 MLS ⋅ 1,404 SqFt.

Wow, fully remodeled, 4bedrooms, 2 full bathrooms. single-level home features an open floor plan, ample natural light, and neutral colors. The kitchen includes elegant countertops, new stainless-steel appliances, with a huge private backyard and views of South Mountain

144 W Desert Drive, Phoenix

$590,000

3 Beds ⋅ 2 Baths ⋅ 7099972 MLS ⋅ 1,146 SqFt.

Tucked into an established neighborhood within the sought-after Madison school district, this home offers classic ranch charm, a coveted location and an exceptional approach to outdoor living. This home is loaded with upside potential, while the collection of outdoor spaces give the property its distinctive personality. The interiors offer a comfortable spaces with natural light, tile flooring and thoughtful details throughout. The living, dining and kitchen spaces harmonize effortlessly, offering the perfect setting for connection and entertaining. The kitchen features shaker-style oak cabinetry, glass-front uppers, stainless appliances (gas range/oven, built-in microwave, dishwasher and French door refrigerator) and a casual breakfast bar that opens to the living space. Plants wil love the sink bay window overlooking the backyard. Custom built-ins, recessed lighting and integrated speakers add functionality. French doors open the living space to the covered patio. The home offers 3 bedrooms and 2 bathrooms., The versatile 3rd bedroom easily doubles as a den/office, with double door entry and a spacious walk-in closet. The primary bedroom has a quiet surprise of its own. French doors open to a secluded patio, creating a private outdoor extension of the suite. It's an intimate counterpoint to the home's more social spaces, where a little fresh air and solitude are always just a few steps away. Bedroom window seats lend a touch of whimsy, while warm oak cabinetry and glass-block accents add character with a hint of nostalgia. Both bathrooms featured tiled showers, oak vanities and tile floors. Prepare to fall in love with the rear yard, as the owner endeavored to create an atmosphere of serenity with cultivated privacy. The backyard is the home's crowning feature, a collection of outdoor spaces designed for gathering, entertaining and unwinding. A vaulted covered patio with recessed lighting and ceiling fans serves as an open-air living room, complemented by a built-in BBQ station with sink and refrigerator. A raised fire pit with built-in seating beneath a distinctive metal pergola sets the scene for lingering conversations and cool desert evenings. Lush lawn, mature landscaping and custom gates complete this private outdoor retreat. The practical side is equally considered, with a newer A/C, tankless gas water heater, water softener, dual-pane windows, smart-home wiring, integrated speakers and a 2-car garage with Wi-Fi-enabled opener. The home enjoys an exceptional Central Phoenix location, with the Biltmore area and many beloved local restaurants, shopping and outdoor recreation just minutes away. An established history as a successful long-term rental adds another layer of appeal, offering flexibility for both homeowners and investors. The location is quintessential Central Phoenix, with neighborhood favorites like Luci's Marketplace, Café Mollie, Bluewater Grill, Richardson's, Dick's Hideaway and Aftermath Kitchen + Bar just a stroll away. Everyday conveniences, local boutiques and beloved dining destinations are all close at hand, while nearby Piestewa Peak, Dreamy Draw Park and the Arizona Canal Trail offer endless opportunities for hiking, biking and outdoor adventure. All within the sought-after Madison School District, making this an exceptional setting for enjoying the best of Central Phoenix living. This isn't a home that relies on grand proportions to make an impression. Its appeal is found in the details, the unexpected places to gather and the thoughtful relationship between indoors and out.

6038 N 17th Place, Phoenix

$580,000

3 Beds ⋅ 2 Baths ⋅ 7097421 MLS ⋅ 1,181 SqFt.

Tucked inside one of North Central Phoenix's cutest enclaves, this charming home is full of thoughtful updates in both style and efficiency. Inside a large picture window brings in tons of natural light to your living room. The kitchen is the showstopper, with custom 42'' cabinetry, custom concrete island, countertops and sinks, pendant lighting, a mini butler's pantry, and a vented range hood with a electric stove or gas hookup for the cook in your life. Brand new LVP flooring flows throughout, and all-new dual pane windows keep the home bright, quiet, and comfortable. The 2023 HVAC and 2026 tankless water heater mean real peace of mind and lower utility costs. Outside, the irrigated lot adds lush greenery, citrus trees and room to make the yard your own. N/S facing with gorgeous mountain views all just minutes from the shops, restaurants, and hiking trails that make the Central Avenue corridor area so sought after. Homes like this rarely come along. You'll fall in love the moment you walk in.

1650 E Rancho Drive, Phoenix

$260,000

2 Beds ⋅ 2 Baths ⋅ 7096283 MLS ⋅ 1,120 SqFt.

Start with dinner in the dining area and linger over conversation on your covered patio. Near 15th Avenue and Campbell Avenue in Phoenix, this 2-bedroom, 1.5-bath townhome offers a separate living room for movie nights and an enclosed outdoor space to make your own. The kitchen features light gray cabinetry, stainless steel appliances, and a window over the sink, with sliding patio doors off the adjoining dining area. Both bedrooms are upstairs, keeping sleeping spaces separate from the activity below. The primary bedroom includes a walk-in closet and direct access to the shared full bath. A downstairs half bath, indoor laundry, and exterior storage complete the layout.

1550 W Campbell Avenue, Phoenix

$414,900

4 Beds ⋅ 2 Baths ⋅ 7096220 MLS ⋅ 2,074 SqFt.

*** SELLER WILL FINANCE FULL 30 YEARS! ONLY $30K DOWN! *** Beautiful full remodel completed including: new flooring, new interior paint, new windows, and an updated kitchen with new countertops.This home also featured a den that has now turned into a new bedroom making it a 4th bedroom. The property is located close to shopping, dining, schools, and major commuter routes. This home is available with seller financing, if you are ready to buy but not ready to qualify for a bank loan.

6420 W College Drive, Phoenix

$879,990

5 Beds ⋅ 3 Baths ⋅ 7095796 MLS

Assume a 2.50% fixed-rate VA loan in a 7% market! Veteran and non-veteran buyers may assume with lender approval, potentially saving thousands versus new financing. This North Central Phoenix duplex offers 2,541 sf on a rare quarter-acre lot. Unit A is a single-family-sized 3 bed/2 bath home with an open great room and island kitchen; Unit B is a 2 bed/1 bath; the 2-car garage rents separately for added income. Major updates done: 2023 roof restoration with 5-yr workmanship warranty, dual-pane windows (2023), permitted electrical upgrade (2021), and in-unit laundry in both homes. Live in one unit and let the other help pay the mortgage, or hold as a cash-flowing rental with built-in rent upside. Opportunities like this are rare!

6226 N 14th Street, Phoenix

$465,000

3 Beds ⋅ 2 Baths ⋅ 7094894 MLS ⋅ 1,494 SqFt.

Enjoy country living with room for your horses, hobbies, and outdoor lifestyle! This nice 1,484 sq. ft. modular home sits on a full acre and features an impressive equestrian setup with a custom mare motel and arena. The property also includes an enclosed tack room for convenient equipment storage and covered hay storage to keep your feed protected from the elements. Whether you're a horse enthusiast, looking for extra space, or dreaming of a more rural lifestyle, this property offers a great combination of comfortable living and functional horse facilities. Bring your vision and enjoy the freedom of having your own space to spread out!

36414 N 22nd Street, Phoenix

$1,175,000

4 Beds ⋅ 3 Baths ⋅ 7094534 MLS ⋅ 3,111 SqFt.

Experience the best of Central Phoenix living in this unique gated community, where urban convenience meets the comfort of a private retreat. Perfectly positioned near the heart of Uptown Phoenix, this exceptional location places you moments from the beloved Uptown Farmers Market, trendy local restaurants, charming coffee shops, boutique shopping, and some of the city's most popular dining and nightlife destinations. Enjoy the vibrant energy of Central Phoenix, with endless opportunities to explore, dine, and connect just beyond your doorstep. Inside, soaring vaulted ceilings create an immediate sense of openness and architectural character, offering a beautiful blank canvas to bring your personal vision to life. A formal living and dining room welcome you at the front of the home, while the inviting great room serves as the heart of the residence. Anchored by a lovely fireplace, this comfortable gathering space overlooks the kitchen and offers seamless access to the private backyard. Designed for effortless Arizona living, the low-maintenance outdoor retreat features a refreshing pool, ideal for relaxing afternoons, intimate gatherings, or enjoying the beautiful desert evenings without the upkeep of an expansive yard. Offering an exceptional combination of location, lifestyle, and potential, this Central Phoenix gem presents a rare opportunity to create something truly special within a distinctive gated community, all while enjoying the very best of the city just minutes away.

6241 N 4th Drive, Phoenix

$465,000

3 Beds ⋅ 3 Baths ⋅ 7094305 MLS ⋅ 1,759 SqFt.

This beautifully designed home has been completely remodeled from top to bottom!! Offering the perfect blend of luxury, functionality, and value. Featuring 3 bedrooms, 3 bathrooms, and 1,759 square feet of thoughtfully updated living space, this home is packed with high-end finishes at a price point you'll love! Designed with entertaining in mind, the stunning kitchen showcases custom white oak cabinetry, brand-new stainless steel appliances, floating shelves for added style and storage, and a striking waterfall white quartz island. The spacious dining area creates the perfect setting for family dinners, holiday gatherings, and making lifelong memories.The primary suite is a true retreat, with dual vanities,updated lighting and mirrors, and beautiful earth-toned tile that complements th

601 E Wescott Drive, Phoenix

$549,900

4 Beds ⋅ 2 Baths ⋅ 7094201 MLS ⋅ 2,208 SqFt.

FULLY RENOVATED, PRIVATE POOL, OVERSIZED LOT, STORAGE SHED! Located in the Deer Valley area of North Phoenix, this move-in-ready home combines modern updates with exceptional outdoor space. The refreshed interior features an inviting, functional layout designed for comfortable everyday living and entertaining. Step outside to a spacious backyard with a private swimming pool and plenty of room to relax or entertain. A separate storage shed adds valuable space for tools and equipment. Conveniently located near shopping, dining, parks, and major roadways. With extensive renovations already completed, a generous lot, and a private pool, this home offers a combination that's hard to find. Come see it for yourself!

17645 N 29th Avenue, Phoenix

18202 N Cave Creek Road Unit 128, Phoenix

$115,000

2 Beds ⋅ 1 Baths ⋅ 7093970 MLS ⋅ 836 SqFt.

Welcome to Mountain Springs Terrace! This 2-bedroom, 1-bath single-level condo offers 836 sq. ft. of functional living space in a convenient North Phoenix location. The interior features a combination of laminate and tile flooring, a formal dining area, central air, and a kitchen equipped with a gas range, gas oven, dishwasher, and refrigerator. Enjoy the convenience of assigned covered parking and easy access to shopping, dining, Loop 101, SR-51, and nearby amenities. Located near Cave Creek Road and Union Hills, this property offers a great opportunity for an owner-occupant or investor looking for an affordable home in the Phoenix market.

18202 N Cave Creek Road Unit 128, Phoenix

$1,030,000

3 Beds ⋅ 3 Baths ⋅ 7093899 MLS ⋅ 2,547 SqFt.

Beautiful 2024-built, single-level home in the gated Talinn at Desert Ridge community! This spacious 2,550 SF residence features 3 bedrooms, a den, flex room, and 3 full bathrooms. Premium perimeter lot backing to state land with mountain views and added privacy. Open floor plan with high ceilings, gourmet kitchen, white cabinetry, quartz countertops, gas cooktop, and oversized island. Split primary suite, covered patio, and 2-car garage. Community amenities include a pool, fitness center, playgrounds, and walking paths. Conveniently located near Desert Ridge Marketplace, CityNorth, shopping, dining, and Loop 101.

21315 N 61st Street, Phoenix

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Phoenix Homes with Cash to Loan New Financing

Newest Phoenix Homes with Cash to Loan New Financing

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