Phoenix Homes with FHA New Financing

Phoenix, located in Maricopa County, Arizona, is a vibrant city known for its warm climate, stunning desert landscapes, and thriving real estate market. For homebuyers looking to purchase a property in Phoenix using FHA new financing, there are plenty of options available. FHA loans are popular among first-time buyers and those with less-than-perfect credit, as they offer low down payment requirements and flexible qualification criteria.

In Phoenix, FHA loans can help make homeownership more accessible, allowing buyers to secure financing for a wide range of properties, from cozy condos to spacious single-family homes. With FHA new financing, buyers can take advantage of competitive interest rates and favorable terms, making it easier to achieve their dream of owning a home in this dynamic city.

Whether you're drawn to Phoenix for its bustling downtown scene, outdoor recreational opportunities, or family-friendly neighborhoods, utilizing FHA financing can be a valuable tool in helping you find and purchase the perfect home in this diverse and exciting city.

Newest Phoenix Homes with FHA New Financing

$679,900

4 Beds ⋅ 3 Baths ⋅ 7101274 MLS ⋅ 2,359 SqFt.

Welcome to this spacious two-story home featuring 4 bedrooms, 2.5 bathrooms, and 2,359 square feet of living space! The inviting open floor plan offers a seamless flow between the living, dining, and kitchen areas, creating an ideal setting for everyday living and entertaining. Enjoy generously sized living spaces, a functional layout, and an attached 2-car garage. Step outside to your own private backyard retreat featuring a sparkling swimming pool, perfect for relaxing, entertaining, and enjoying Arizona's sunny weather. This home offers a wonderful combination of indoor comfort and outdoor enjoyment.

26427 N 42nd Place, Phoenix

$270,000

2 Beds ⋅ 1 Baths ⋅ 7101267 MLS ⋅ 1,004 SqFt.

This 2-bedroom, 1-bath home offers several major updates and an opportunity to make it your own. Improvements include a new roof (2019), Trane AC unit (2020), water heater and garbage disposal (2021), garage door opener (2023), refrigerator (2025), and fresh exterior paint (June 2026). Interior updates include a new living room ceiling and kitchen light fixture. The flooring is currently unfinished, giving buyers the flexibility to select and install flooring that suits their personal style. Whether you're a first-time buyer, looking to downsize, or searching for an investment property, this home offers plenty of potential.

1213 E Piute Avenue, Phoenix

2250 E Deer Valley Road Unit 67, Phoenix

$459,950

3 Beds ⋅ 2 Baths ⋅ 7101246 MLS ⋅ 1,218 SqFt.

2250 E Deer Valley Road Unit 67, Phoenix

$729,000

3 Beds ⋅ 3 Baths ⋅ 7101225 MLS ⋅ 3,194 SqFt.

VIEW VIRTUAL TOUR/FLOOR PLAN**Tucked away in a desirable gated mountainside community, at the end of a quiet cul-de-sac, this exceptional home offers a rare combination of privacy, beautiful surroundings, and thoughtfully selected upgrades. With no neighbors in front or behind, you'll enjoy a peaceful setting that feels like your own private retreat. A charming front courtyard and custom iron security door create a welcoming first impression, while soaring ceilings, skylights, elegant light fixtures, and a blend of beautiful tile and engineered wood flooring set the tone for the interior. The heart of the home is the stunningly 2026 remodeled Designer kitchen, featuring gorgeous maple cabinetry extending from floor to ceiling, convenient pan drawers and pull-out shelving, stainless steel KitchenAid appliances, LG Refrigerator, gas cooktop, and beautiful quartz countertops with a dramatic waterfall edge and matching backsplash. Designed with both style and functionality in mind, this kitchen is sure to impress. The spacious owner's suite is truly something to brag about, offering a generous bedroom and a luxurious bathroom retreat complete with dual sinks, a beautifully tiled walk-in shower, separate jetted garden tub, and an impressive walk-in closet with custom built-in cabinetry and shelving. Upstairs, you'll find additional secondary bedrooms featuring a Jack-and-Jill bathroom, along with private balconies that offer their own special outdoor retreats. A versatile den and loft area provide even more flexible living space, perfect for a home office, media room, reading nook, or additional gathering space. Additional highlights include plantation shutters, freshly repainted interiors, cabinets and utility sink in laundry, and an extended-length 2.5-car garage offering plenty of room for vehicles, storage, or hobbies. Enjoy the best of both worlds with a private, peaceful setting while remaining centrally located with convenient access to the 51 freeway, shopping, dining, and everyday amenities. This is a home where privacy, comfort, and quality come together beautifully!

8147 N 13th Way, Phoenix

$625,000

4 Beds ⋅ 2 Baths ⋅ 7101215 MLS ⋅ 1,778 SqFt.

1349 E Sapium Way, Phoenix

$954,000

3 Beds ⋅ 2 Baths ⋅ 7101209 MLS ⋅ 2,387 SqFt.

This home has it all, location, mountain views and community! An enchantment of timeless mountain views, combined with the Phoenix skyline, and sparkling city lights make this property the most sought-after. A private gated subdivision welcomes every home owner and guest. The home offers an open-concept great room anchored by soaring windows and Spanish radial ceilings. The geometry combined with dramatic vertical scale compliments several light-filled living spaces throughout the home. Two Spanish style bathrooms provides a touch of original Mediterranean warmth. The home offers two spacious bedrooms and a separate owners retreat with access to an exterior patio. The backyard features a sparkling pool, plenty of privacy and space to enjoy evening entertaining.

2012 E Northview Avenue, Phoenix

$519,970

3 Beds ⋅ 2 Baths ⋅ 7101208 MLS ⋅ 1,296 SqFt.

Don't miss out on this great opportunity to own a fully renovated property in an upcoming area. Brand new dual pane windows, luxury vinyl plank flooring, kitchen cabinets and counter tops, roof, pool equipment, resurfaced pool, landscaping, fixtures and the list keeps going. Whether you're a growing family or an individual seeking a welcoming space, this property delivers an ideal lifestyle with easy access to nearby amenities--all while providing a cozy home to claim your own.

2474 E John Cabot Road, Phoenix

$470,000

4 Beds ⋅ 3 Baths ⋅ 7101207 MLS ⋅ 3,181 SqFt.

SPACIOUS LIVING. ENDLESS POSSIBILITIES. YOUR SOUTH PHOENIX DREAM HOME AWAITS! This impressive 3,182 sq. ft. South Phoenix/Laveen home features 4 bedrooms, 2.5 baths, a formal living room, large den, and a kitchen with a breakfast bar and walk-in pantry. The downstairs owner's suite offers a custom walk-in shower and oversized walk-in closet. Walk-in closets in every bedroom! Upstairs, the expansive loft offers endless possibilities for a game room, pool table, or home theater! Enjoy a spacious upstairs laundry room, RV gate, and oversized backyard with room for your dream pool. Close to Laveen shopping, dining, South Mountain, Downtown Phoenix, and Sky Harbor Airport. Please excuse the moving boxes as the owners prepare for their next chapter. Thank you for your understanding!

3124 W Saint Catherine Avenue, Phoenix

$475,000

3 Beds ⋅ 2 Baths ⋅ 7101200 MLS ⋅ 1,703 SqFt.

Perfectly positioned on the 13th Fairway of the renowned and highly sought after Legacy Golf Course, this beautiful 3 Bed + 2 Bath home is conveniently located Just MINUTES from Sky Harbor Airport & major freeways. Expansive ROOFTOP lookout DECK offers perfect opportunity to enjoy spectacular Arizona sunsets, unwind or take in the incredible VIEWS of South Mountain, Camelback Mountain & Downtown! Boasting open concept layout with spacious living areas, stylish finishes, and seamless flow for both entertaining and everyday comfort. Spacious kitchen with walk in pantry opens to the main living spaces, creating a welcoming atmosphere for gathering with family & friends. Outside, the backyard is designed to make the most of Arizona golf course living, complete with a built-in BBQ, fire pit and rooftop deck. Convenient access to I-10, I-60, Loop 202, SR 51, US 60, Downtown Phoenix, ASU, South Mountain Preserve, hiking trails, golf, dining, and shopping. Perfect for everyday living or lock and leave lifestyle. Experience golf course living in the desirable Encanto at the Legacy community, where beautiful surroundings and thoughtfully designed spaces come together!

7033 S Golfside Lane, Phoenix

$412,000

3 Beds ⋅ 2 Baths ⋅ 7101193 MLS ⋅ 1,430 SqFt.

Golf course, resort-style living in the heart of Ahwatukee! This beautifully remodeled 3 bd, 2 bath, 2 car garage home, is located in a sought-after active adult community and offers stunning golf course views right from your backyard. Thoughtfully updated throughout, the home features modern finishes, an open and inviting layout, and move-in-ready convenience. Residents enjoy an exceptional lifestyle with access to a heated pool, expansive clubhouse, pickleball courts, fitness center, weekly social activities and classes, clubs, and more. Relax, connect, and enjoy the best of Arizona living in this vibrant 55+ community.

12210 S Potomac Street, Phoenix

$699,900

5 Beds ⋅ 3 Baths ⋅ 7101184 MLS ⋅ 2,939 SqFt.

Great opportunity! This beautifully updated 5-bedroom home offers 3 bathrooms, a spacious loft, and a 3-car garage. The kitchen features updated cabinetry, appliances, fixtures, granite countertops, and an extended island perfect for gathering and entertaining Updated bathrooms and flooring add to the home's appeal. Three guest bedrooms feature walk-in closets, providing plenty of storage. Enjoy Arizona outdoor living in the private backyard featuring a sparkling pool built in 2024, private spa, three gazebos, and low-maintenance landscaping with synthetic grass. Home has a desirable north/south exposure. Spacious, updated, designed for comfortable living and entertaining along with exceptional outdoor space make this home an exceptional opportunity you won't want to miss!

16642 N 40th Drive, Phoenix

$649,800

4 Beds ⋅ 3 Baths ⋅ 7101178 MLS ⋅ 2,287 SqFt.

*Ideal location* Near Phoenix Mountain Reserve with Stunning Mountain Views *N/S Exposure* Prime Corner lot With Motorized true RV Gate* No HOA* Spacious 2,287 SF -4 bedroom 3 bath Block Home*Updated Vinyl wood look floors*''Energy- Efficient Dual Pane Windows.'' 2025 New 30 year Roof*Modernized Kitchen W/ Posh Granite Counter Tops & Stainless Steel Appliances*New Dishwasher* New Gas Stove* Welcoming Family room with Gas Fireplace*Picture Window in Living Room w/Pleasing tone Tile* 4th Bedroom Could be Private Guest Suite. Oversized Primary bedroom With updated Shower, Vanity Dressing Area. New Water Heater, upgraded main electrical panel, extra insulation, Desert Landscaping. Fresh exterior/interior paint, Storage Shed, Minutes from upscale Restaurants & Shopping. Easy access to SR51.

3833 E Desert Cove Avenue, Phoenix

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Phoenix Homes with FHA New Financing

Newest Phoenix Homes with FHA New Financing

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