Phoenix Homes with FHA New Financing

Phoenix, located in Maricopa County, Arizona, is a vibrant city known for its warm climate, stunning desert landscapes, and thriving real estate market. For homebuyers looking to purchase a property in Phoenix using FHA new financing, there are plenty of options available. FHA loans are popular among first-time buyers and those with less-than-perfect credit, as they offer low down payment requirements and flexible qualification criteria.

In Phoenix, FHA loans can help make homeownership more accessible, allowing buyers to secure financing for a wide range of properties, from cozy condos to spacious single-family homes. With FHA new financing, buyers can take advantage of competitive interest rates and favorable terms, making it easier to achieve their dream of owning a home in this dynamic city.

Whether you're drawn to Phoenix for its bustling downtown scene, outdoor recreational opportunities, or family-friendly neighborhoods, utilizing FHA financing can be a valuable tool in helping you find and purchase the perfect home in this diverse and exciting city.

Newest Phoenix Homes with FHA New Financing

$529,900

4 Beds ⋅ 2 Baths ⋅ 7079436 MLS ⋅ 2,077 SqFt.

Remodeled 4BR/2BA North Phoenix home with diving pool, large backyard & NO HOA! Enjoy a gorgeous, updated kitchen with plenty of storage and open concept, remodeled baths, new roof (2026), newer A/C (2021), updated flooring, and a 2-car garage with built-in storage. Great location with easy access to the 101 & I-17 freeways, shopping, dining and amenities. Move-in ready and ready for its new owner!

3202 W Mcrae Way, Phoenix

$545,000

3 Beds ⋅ 3 Baths ⋅ 7079429 MLS ⋅ 1,879 SqFt.

Set within an intimate gated community, this Santa Barbara-inspired townhome pairs timeless elegance with stunning views of Piestewa Peak from multiple rooms, including the primary suite and the living room. The fully updated kitchen features two-toned cabinetry, newer appliances, a custom tile backsplash, and stone countertops with a beautiful waterfall edge. The thoughtfully designed layout features multiple bedroom en-suites and a fully renovated guest bathroom downstairs. The private entry gate provides an additional layer of security and opens to an expansive pavered side yard ideal for outdoor entertaining. Backing directly to the canal with no rear neighbors, enjoy complete privacy, effortless trail access, and lasting peace of mind with a tile roof that is only two years old.

1750 E Ocotillo Road, Phoenix

$375,000

2 Beds ⋅ 1 Baths ⋅ 7079419 MLS ⋅ 838 SqFt.

Beautifully renovated and move-in ready, this charming single-level home sits on a desirable corner lot with no HOA, offering a rare combination of privacy, flexibility, and convenience in one of Phoenix's most sought-after locations. Tucked away on a quiet street near the sought-after Garfield District, the home welcomes you with fresh paint, a privacy fence, and excellent curb appeal. Inside, abundant natural light fills the thoughtfully updated interior, featuring luxury vinyl plank flooring, energy-efficient windows, and a modern two-tone paint palette that creates a bright and inviting atmosphere throughout. The remodeled kitchen is equipped with stainless steel appliances, updated fixtures, and a clean, functional layout designed for everyday living. The spacious bathroom has a new bathtub, tiled surround, updated vanity, and contemporary finishes. Both bedrooms offer impressive space and comfort, while the home's corner-lot setting provides open areas on two sides, creating additional possibilities for outdoor enjoyment, recreation, or future enhancements including RV parking spaces. Ideally located just minutes from Downtown Phoenix, Sky Harbor International Airport, ASU Downtown, and major freeway access including I-10, I-17, and SR-51, this home places you close to some of the city's best dining, coffee shops, museums, entertainment venues, and cultural attractions. Whether you're looking for a primary residence or an investment opportunity, this beautifully updated property delivers style, comfort, and exceptional urban convenience.

1729 E Moreland Street, Phoenix

$549,900

3 Beds ⋅ 2 Baths ⋅ 7079413 MLS ⋅ 1,655 SqFt.

WOW! This home has recently been remodeled by a licensed contractor. The home features fresh paint, new flooring, and updated fixtures throughout. Walk in to a spacious living room filled with natural light. The kitchen has been completely redone with new cabinets, quartz counter tops, stainless steel appliances, and new hardware. All bedrooms boast new flooring, fresh paint, and new light fixtures. Both bathrooms have been updated with new vanities, counter tops, tiled showers, and fixtures. Enjoy the AZ weather on the pavered covered patio! No HOA!

2710 E Amelia Avenue, Phoenix

$395,000

4 Beds ⋅ 2 Baths ⋅ 7079410 MLS ⋅ 1,993 SqFt.

Spacious 4-bedroom, 2-bath home offering 1,993 sq ft on a 6,600 sq ft lot. The floor plan features vaulted ceilings, multiple living areas and a centrally located kitchen with an island and plenty of workspace. A wet bar provides additional storage and serving space off the main living area. All four bedrooms offer flexibility for family, guests or a home office. The primary bedroom is separated from the additional bedrooms, while the main living spaces offer plenty of room for both everyday use and entertaining. Outside, the backyard includes a large covered patio and plenty of usable yard space. The 2-car garage provides additional parking and storage. With nearly 2,000 sq ft, four bedrooms and a functional floor plan, this home offers a lot of usable space both inside and out.

3008 W Pecan Road, Phoenix

$640,000

4 Beds ⋅ 2 Baths ⋅ 7079401 MLS ⋅ 2,245 SqFt.

Discover distinctive mid-century character in this 4-bedroom, 2-bath Phoenix home offering 2,245 sq. ft. of single-level living on a generous 10,432 sq. ft. lot. Inside, unique architectural details shine with wood-paneled accent walls, polished concrete floors, a statement fireplace, retro-inspired kitchen and expansive windows that fill the home with natural light. An attached 2-car garage and fenced backyard add everyday convenience. Located in Paradise Vista, this one-of-a-kind home is full of personality and ready for its next chapter. NO HOA! Click the Virtual Tour link to view the 3D walkthrough. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.

2460 E Claire Drive, Phoenix

$450,000

4 Beds ⋅ 3 Baths ⋅ 7079396 MLS ⋅ 2,340 SqFt.

Truly one of a kind, this 4-bedroom, 2.5-bath multilevel Continental home offers abundant space and a layout full of possibilities. The upper level features two bedrooms with a Jack-and-Jill bath, an additional half bath, kitchen, formal dining room, separate living and family rooms, plus an indoor grill--perfect for entertaining! The lower level offers a spacious primary suite, fourth bedroom, living area with fireplace, and flexible bonus space with a wet bar. Step outside to a backyard retreat filled with mature trees and greenery, a pool, shaded sitting areas, powered workshop, and RV gate. Pride of ownership shows throughout. No HOA! Near Banner Estrella Medical Center, the new West-MEC Southeast Campus, Westgate, State Farm Stadium, shopping, dining, and entertainment.

8854 W Virginia Avenue, Phoenix

$315,000

4 Beds ⋅ 3 Baths ⋅ 7079391 MLS ⋅ 1,532 SqFt.

All this home needs is YOU and Your Personal Touch. Clean and modern, white shaker style cabinets, Kitchen Island with Breakfast Bar, Pantry, Quartz Countertops, Laminate Plank Flooring throughout, Carpet in ALL ''4'' Bedrooms, Ceiling Fans & Dual Pane Windows. Primary ensuite boasts Double Door Closet, Dual Sinks and private Water Closet. LAUNDRY UPSTAIRS and SOLAR will be PAID OFF at closing. Just enough yard for Grilling, the dog and easy maintenance. Vinsanto Community welcomes you!

7827 W Cypress Street, Phoenix

$360,000

3 Beds ⋅ 2 Baths ⋅ 7079367 MLS ⋅ 1,081 SqFt.

Great opportunity in a highly desirable North Phoenix neighborhood with no HOA! This 3-bedroom, 2-bath home offers a spacious layout with fresh interior paint and new carpet, making it move-in ready. The open kitchen features a gas range, ample cabinetry and plenty of counter space. Major improvements include a newer roof and an A/C system just 2 years old. Enjoy a large backyard, extended covered patio and oversized workshop/storage area. Conveniently located near the new PV Mall redevelopment, Roadrunner Park, golf, shopping, dining and entertainment, all within the Paradise Valley School District.

3724 E Acoma Drive, Phoenix

$575,000

4 Beds ⋅ 3 Baths ⋅ 7079366 MLS ⋅ 2,045 SqFt.

28636 N 21st Lane, Phoenix

$287,000

3 Beds ⋅ 2 Baths ⋅ 7079347 MLS ⋅ 1,156 SqFt.

Welcome home! This charming 3-bedroom property is a wonderful opportunity for someone ready to make a home truly their own. Clean & comfortable. It offers a great foundation for your next chapter without having to take on everything at once. RV gate with convenient alley access. The spacious backyard is a blank canvas with endless possibilities--create your own private oasis, entertaining space, garden, or dream backyard. The AC and roof were replaced by the seller several years ago. Come see the potential and make this home yours!

1802 W Darrel Road, Phoenix

$499,900

3 Beds ⋅ 2 Baths ⋅ 7079333 MLS ⋅ 1,354 SqFt.

Discover the charm of historic Downtown Phoenix living in the desirable Garfield District! This fully remodeled 3-bedroom, 2-bathroom home beautifully blends historic architecture with modern updates and everyday comfort. Featuring stylish finishes, a functional layout, and a welcoming atmosphere, this move-in-ready home preserves the character that makes the neighborhood unique. The spacious lot includes an RV gate for convenient access, parking, or storage. Enjoy an unbeatable location near Downtown Phoenix dining, shopping, entertainment, parks, and major freeways. A rare opportunity to own a beautifully updated home with timeless character and urban convenience! Perfect for city living!!!

1012 E Portland Street, Phoenix

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