Phoenix Homes with VA Loan New Financing

Phoenix, located in Maricopa County, Arizona, is a vibrant city known for its sunny weather, stunning desert landscapes, and thriving real estate market. Homebuyers looking to purchase a property in Phoenix with a VA loan will find a range of options available to them. VA loans are a great financing option for veterans, offering benefits such as no down payment or private mortgage insurance requirements.

In Phoenix, homes eligible for VA loans can be found in various neighborhoods, from historic districts with charming bungalows to modern developments with amenities like community pools and parks. With the help of a knowledgeable real estate agent familiar with VA loan requirements, buyers can navigate the process smoothly and find their dream home in this dynamic city.

Whether you're interested in a condo in downtown Phoenix or a single-family home in a family-friendly suburb, using a VA loan to finance your purchase can make homeownership more accessible. Explore the diverse real estate market in Phoenix and discover the perfect home for you with VA loan financing.

Newest Phoenix Homes with VA Loan New Financing

$1,185,000

4 Beds ⋅ 3 Baths ⋅ 7078315 MLS ⋅ 2,553 SqFt.

Are you looking at that price and thinking - is this too good to be true? It may be, and this is your chance to own a mid-century modern done right--this single-level stunner is pure Arcadia Lite. Sitting on an oversized corner lot with an electric RV gate, resort-style pool, and 2-car garage with EV charger. The curb appeal hits instantly, tucked into a quiet pocket that feels like a hidden find. Inside, it's bright, open, and designed to impress--the kitchen anchors the space with a bold designer island and sleek dry bar (and walls that deserve real art). Split floorplan perfection: primary suite on one side, three bedrooms on the other, with seamless living in between. Outside, a sparkling pool, putting green, and lounge space deliver the kind of backyard that actually gets used.

3802 E Piccadilly Road, Phoenix

$389,999

3 Beds ⋅ 2 Baths ⋅ 7078301 MLS ⋅ 1,837 SqFt.

There is something wonderfully effortless about a home that has been so thoughtfully cared for--and this meticulously maintained residence delivers exactly that. With no HOA and an open floor plan that lives remarkably larger than its square footage suggests, the home offers an inviting blend of comfort, function and everyday ease. The main living spaces are bright and open, creating a natural flow that makes the home feel spacious and welcoming. The dining room adds a distinctive touch with a substantial brick fireplace and built-in seating, creating a cozy gathering spot with direct access through double doors to the covered patio. Whether hosting dinner or enjoying a quiet evening at home, the connection between indoor and outdoor living feels effortless. Outside, the covered patio provides an inviting extension of the living space, perfect for morning coffee, weekend gatherings or simply enjoying the Arizona weather. Recent improvements provide added peace of mind, including a newer AC unit and water heater, both replaced within the past several years. Every corner of the home reflects the pride of ownership and meticulous maintenance that make a move-in-ready property truly special. And the location is hard to beat. Close to schools, parks, shopping and dining, with quick access to both I-17 and the 101, everyday convenience is built into the address. No HOA. Thoughtfully maintained. Surprisingly spacious. Exceptionally well located. This is the kind of home that simply makes sense.

3944 W Redfield Road, Phoenix

$346,000

4 Beds ⋅ 2 Baths ⋅ 7078270 MLS ⋅ 720 SqFt.

2520 E Chipman Road, Phoenix

$350,000

3 Beds ⋅ 2 Baths ⋅ 7078268 MLS ⋅ 1,524 SqFt.

Do not miss this adorable single-level home with POOL and no HOA! Offering 3 bedrooms, 2 bathrooms, and RV parking! Inside, you'll find inviting living areas perfect for entertaining and relaxation, showcasing tile floors, abundant natural light, a fireplace to ensure cozy winter evenings, and neutral paint that creates a welcoming atmosphere. The kitchen is complete with ample shelves, plenty of counter space, and essential appliances. The primary bedroom promises a good night's sleep, offering a private exit for added comfort and an ensuite for convenience. The sizable AZ room is perfect for casual dining or unwinding after a long day. The backyard boasts a covered patio ideal for morning coffee and a refreshing pool perfect for hot summer days! Welcome home!

3401 W Laurel Lane, Phoenix

$550,000

3 Beds ⋅ 2 Baths ⋅ 7078266 MLS ⋅ 1,397 SqFt.

Welcome to this well-maintained 3-bedroom, 2-bath home offering 1,613 square feet of comfortable living with no HOA. Situated on a spacious corner lot at the end of a cul-de-sac, this property features a long driveway, added privacy, and plenty of outdoor space to enjoy. Inside, natural light fills the home through solar tubes in the living room and primary bathroom. The dining area showcases a large panoramic window with beautiful mountain views. The kitchen and bathrooms are finished with matching granite countertops, while both bedrooms feature walk-in closets for added storage. Additional conveniences include fiber optic internet, a keypad front door entry, remote-controlled ceiling fans and lights, cordless shades, a dog door, and a fireplace that was professionally cleaned before the current owners moved in and has never been used. This home has been thoughtfully updated with a new HVAC system (2023), a mini-split system (2026), an energy-efficient hybrid water heater (2024), a new dishwasher (2025), and garage springs, cables, and rollers replaced in 2026. The roof was replaced in 2018, and an energy-efficient roof coating was applied over the dining room in 2023. Outside, enjoy low-maintenance desert landscaping in the front and a covered front patio with pavers and a retaining wall. With numerous updates already completed, no HOA, and a desirable location on a large corner cul-de-sac lot with mountain views, this home is ready for its next owner.

4061 E Karen Drive, Phoenix

$420,000

3 Beds ⋅ 2 Baths ⋅ 7078256 MLS ⋅ 1,773 SqFt.

Charming 3BR/2BA home offering 1,773 sq ft on a generous 7,560 sq ft lot! Lovingly maintained with flexible spaces and inviting outdoor living. The spacious primary bedroom features an exceptionally large closet converted from a former bedroom, providing abundant storage. The 1-car garage is converted to a workshop, with additional storage along the east side. Enjoy the covered patio with BBQ grill and mini fridge, above-ground spa, and soothing water feature. Close to hiking trails and outdoor recreation. A wonderful opportunity to own a home with character, versatility, and room to enjoy. **Stained-glass wall insert/art piece does not convey.**

2217 E Acoma Drive, Phoenix

$373,000

3 Beds ⋅ 2 Baths ⋅ 7078248 MLS ⋅ 1,560 SqFt.

OWNED SOLAR! Updated 3-bedroom, 2-bath townhome with 1,565 square feet and two covered parking spaces, tucked near the end of a quiet cul-de-sac in Continental Villas West. The spacious family room features a large picture window, tile flooring downstairs & carpet upstairs. The eat-in kitchen offers granite counters, stainless steel appliances, generous cabinet space and French doors opening to the covered patio. Upstairs, the large primary suite includes a walk-in closet, an updated bathroom w/ granite countertops and dual sinks. Additional features include dual-pane windows, wood blinds, security doors and a private paver patio. Community amenities include two swimming pools, two clubhouses and a dog park, with convenient access to shopping, dining and public transportati

1735 W Claremont Street, Phoenix

$79,900

3 Beds ⋅ 2 Baths ⋅ 7078203 MLS ⋅ 1,536 SqFt.

Welcome to this updated 3-bedroom, 2-bathroom mobile home featuring a remodeled kitchen and bathroom. The kitchen offers granite countertops, a dishwasher, and a built-in microwave, providing both style and functionality. The spacious layout offers comfortable living areas and plenty of room for everyday living. A storage area provides additional space for your belongings. Conveniently located with easy access to shopping, dining, schools, and major roads. A great opportunity for buyers looking for an updated home with practical features and comfortable living space.

6836 W Pierce Street Unit 124, Phoenix

$640,000

3 Beds ⋅ 3 Baths ⋅ 7078204 MLS ⋅ 1,900 SqFt.

You've been looking for a single-family home in Phoenix with a quartz kitchen, walk-in primary shower, and mountain views -- here it is. This 3-bedroom, 2.5-bath (2 full, 1 half) single-story home sits in Phoenix's 85042 Baseline Corridor, inside the gated Highline community, with 1,901 square feet, a newer 2024 build, and a 2-car garage with epoxy-coated flooring. The kitchen offers abundant white European-style cabinetry, quartz countertops, and stainless steel appliances. The primary suite includes a large walk-in shower and a closet organizing system, with tile flooring throughout. Out back, low-maintenance travertine and turf make this backyard ready for weekend barbecues. Minutes from hiking at South Mountain, with mountain and downtown views, and quick I-10 access to Sky Harbor.

3131 E Alicia Drive, Phoenix

$485,000

3 Beds ⋅ 2 Baths ⋅ 7078189 MLS ⋅ 1,714 SqFt.

Shows like a NEW Model Home. Custom features throughout. Newer Stainless Steel Appliances, White Cabinets, Lg Granite Breakfast Bar with Built-in Farm Sink . Floating Shelves over Corner Bar Nook. Recess Lighting & Eat-In-Kitchen. The Living Rm/ Great Rm has a Beautiful Custom Designer TV Wall. Impressive Flooring ,Lighting & Soft Paint Colors Throughout. Home features 3 bedrooms Plus an Office with a Sliding Barn Door Entrance . Built-In Hutch for extra storage in the Hall. Large Main Bedroom & Bathroom with Separate Tub&Shower -Double Sinks. Enjoy the Spacious Bk Yd with Low Maintenance Pavers & Artificial Green Lawn. Covered Patio and Separate Firepit Area. Man Cave or Storage Buildin included . The 3 Car Garage & Home situated on street where it is not looking into any other houses Your Private Back Yard is Surrounded with a 7 ft Block Wall. The Man Cave/Storage is almost 200 sq ft & has its own Sub Panel. The 3 Car Garage has Extra Outlets & 220 plus Epoxy floors .The Trane Air Conditioner is ONLY 2 yrs old with an 10 yr. Warranty. The Water Heater is only 1 year old. Smart Thermostat and New LiftMaster garage door opener for the 2 car garage. New garage door springs. The Private back yard has a raised 7'+ block wall with All the remodeling being done in the last 2 years.

22022 N 34th Lane, Phoenix

$439,000

3 Beds ⋅ 3 Baths ⋅ 7078184 MLS ⋅ 2,373 SqFt.

Move-in ready 2023-built home located in the gated Liberty community in Phoenix, AZ, offering 3 bedrooms, 2.5 bathrooms, a spacious loft, and approximately 2,373 sq ft of modern living space on a premium lot with stunning mountain views. Designed for today's lifestyle, this home features an open-concept floor plan with a chef-inspired kitchen at the center, complete with granite countertops, a large island, ample cabinetry, and seamless flow into the great room--perfect for entertaining and everyday living. Natural light and scenic views enhance the main living areas, creating a bright and inviting atmosphere. Upstairs, the versatile loft provides additional flexible space ideal for a media room, home office, game room, or second living area, along with a convenient upstairs laundry. The private primary suite offers comfort and separation, while the secondary bedrooms are generously sized for family or guests. Step outside to a custom-designed backyard with breathtaking South Mountain views, perfect for enjoying Arizona sunsets and outdoor living. Additional features include owned solar for energy efficiency and a 2-car garage. Located just minutes from South Mountain Park and Preserve, one of the largest municipal parks in the country, offering miles of hiking, biking, and outdoor recreation. Convenient access to Downtown Phoenix, Phoenix Sky Harbor International Airport, shopping, dining, and major freeways. Ideal for buyers searching for a newer home in Phoenix AZ, gated community, home with mountain views, move-in ready home with loft, or energy-efficient home with solar near South Mountain.

2439 W Kowalsky Lane, Phoenix

$619,990

3 Beds ⋅ 2 Baths ⋅ 7078183 MLS ⋅ 1,522 SqFt.

STUNNING REMODEL ALERT!! DESIGNER GRADE! LUXURY FINISHES! WOW! 3 bedrooms and 2 bathrooms and ALL the luxury finishes! No detail missed on this one. NEW interior paint package, all new designer slim white oak chef's kitchen with soft close cabinetry,SS appliances, Kichler fixtures, brand new Bedrosians luxury vinyl plank flooring, new tall baseboards, and all new fans, faucets, fixtures + so much more. Backyard has recently refinished pebble tec pool. This is the one! A true entertainer's house. WOW! Always priced to sell, show today before it's gone. Location is AA+++ near Desert Ridge and minutes from PV and Scottsdale.

22811 N 24th Place, Phoenix

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